- Report: #202644
Complaint Review: Tru Logic Financial - Englewood Colorado
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Author Confirmed
Why?
Tru Logic Financial
P O Box 4437 Englewood, 80112 Colorado, U.S.A.
Phone:
800-377-3099
Web:
N/A
Categories:
Business Rating:
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Tru Logic Financial Ripoff on AT & T Bill and Palasades Collection Englewood Colorado
I was contacted via my cell phone and informed that I owed $1162.00 for an A T & T cell phone from April of 2000 and that they had purchased the collection from A T & T. I have never had a cell phone from A T & T.
I was also informed that Tru Logic had purchased a collection account on me from Palasade Collection Agency and when I asked what it was for the representative couldn't tell me any information regarding the account. This account is for $316.01.
I was told that I could dispute both accounts in writting and she gave me a P O Box address.
Im wondering what I should do now. I think that writting a letter might further their effort to collect on these bogus charges.
Stacey
Rainier, Washington
U.S.A.
I was also informed that Tru Logic had purchased a collection account on me from Palasade Collection Agency and when I asked what it was for the representative couldn't tell me any information regarding the account. This account is for $316.01.
I was told that I could dispute both accounts in writting and she gave me a P O Box address.
Im wondering what I should do now. I think that writting a letter might further their effort to collect on these bogus charges.
Stacey
Rainier, Washington
U.S.A.
1 Updates & Rebuttals
Don
Belleville,Illinois,
U.S.A.
disputing the debt
#2Consumer Suggestion
Tue, July 25, 2006
You have a legal right to dispute the debt under the FDCPA. Some companies require written documentation of dispute, some will take it over the phone. If the account is truly not yours, there is not a lot they can do to you. However in an age of identity theft, there is the possibility that someone opened the account with your information as well. In the end, by disputing the debt, it does not step up collection activity. It actually stops collection activity until they provide validation of the debt.
