I went online on May 15th to aquire a payday loan. 10 days later after dealing with another unauthorized debit from my checking account from Liberty club, to discover that this coupon club was trying to make a unauthorized debit from my checking account as well for $23.96. I called the number to try to find out what this was and was told it was something I had signed up for. I told them I had not signed up for anything, the lady was rude and told me I did. I did not. My checking account is now on hold, meaning I an not use it. I have acrued overdraft fee's, I had to feel out a fraudulant activity form, and I have to go TRY and file a police report. This is not fair and I consider it trickery. What can we as consumers do to protect ourselves, other than the obvious.