This company is a joke, and the thought that my bank would honor the fake checks they present is a nightmare. I looked into getting a payday loan but decided against it. In December they debited my account 29.91 then I called the bank who told me to first contact them. They used a different name, web discount club but the numbers are the same. I did what they asked, reported this as fraud then today while waiting for my last check to clear so I could change my account number, I get hit again with this crap for 19.93. Of course I had just enough in my account to cover the legitimate check to my auto finance company but now I am in the red because of this BS. I am going to complain to my attorney general and to the BBB about them. The fact that these people can access your account is pathetic...who knows they could be funding a terrorist operation this way...beleive me when I say I will get my moeny back and they will pay for any fees I incur