About a month ago I was looking into payday loans. I decided against them because the fees are terrible. After my initial inquiry, I received hundreds of emails, text messages and phone calls. I kept saying I was not interested, or replied "stop" to the texts or hit the spam button on my email. I thought that this was annoying but it was my fault because I was the one who looked into it.
Yesterday I discovered that my checking account was overdrawn because this company took $23.96 from my account. I did not authorize this deduction! I called the number on the memo line of my fake check and had the service cancelled. I was given a cancellation number and an email address to request a refund of this unauthorized charge. I was told that someone would respond within 72 hours.
Spam and junk texts and telemarketers are one thing, taking my money is another! It is a criminal act. I am a single mother and only put enough in my checking account to pay the checks I actually write.
I have gone to my bank and filed an affidavit of unauthorized charges and they are investigating. I am also going to file a report with the local police department and the BBB. How many people do they do this to?