26, Report:
#915445
Posted Date:
Jul 23 2012
HSBC Orchard Bank annual credit card fees Internet
If your credit card carries an annual fee:
1) the fee is billed the credit card 12 months in advance.
2) If you close your account 31 days after being billed your annual fee you cannot get a prorated refund for the 11 months you did not use the card.
This is a ...
Entity
Categories: Credit & Debt Services
27, Report:
#911957
Posted Date:
Jul 14 2012
Orchard Bank tactful liars , Internet
I should have believed the reviews I was reading about Orchard. Just became a customer back in April 2012. I have been paying my account in full since the beginning and even set up online banking service to prevent late fees.
Well my situation started at the end of June when my p...
Entity
Categories: Banks
28, Report:
#892721
Posted Date:
Jun 04 2012
Orchard Bank HSBC Card Services, HSBC Bank Fraudulent Online Account Access Salinas, California
I recently attempted to access my credit card account like I have since the account was opened. I was told by their system that my user ID and password were incorrect, which they were not. I called customer service and got some guy in India who eventually transferred me ...
Entity
Categories: Credit & Debt Services
29, Report:
#874671
Posted Date:
Apr 27 2012
household bank orchard bank RIP OFF INTERNAL CHARGES AFTER ACCT WAS CLOSED TIGARD, Oregon
I paid account in full requested account to be closed witch they did but kept recuring inturnal charges going and racked up a $900 billthen put a charge off on my credit report and sold the account to Portfolio recovery after my dispute the collection angcy sent me a letter stating ...
Entity
Categories: Credit Card Processing Companies
30, Report:
#411814
Posted Date:
Apr 24 2012
HBSC Orchard Credit Card HSBC Orchard Bank Credit Card Services How to get a Bankruptcy for Free No Lawyer No Court No Paperwork just make A Payment to HBSC Carol Stream Illinois
How nice, how pleasant,how polite, how easy to get a credit card from Orchard Bank once you are on your own, female, divorcee, and never had to deal with credit cards, credit reports, credit scores, etc your former mate handled all of that. How wonderful the picture was painted by t...
Entity
Categories: Credit Card Fraud
31, Report:
#864791
Posted Date:
Apr 06 2012
Calvary Portfolio Services, LLC Kristina Magarine (Notary) State of NY Fraudulent affidavit Judgment on account that had been paid to HSBC Bank Nevada, N.A/Orchard Bank Towson, Maryland
On June 30th 2011, Bank of America draft no. 4029982 in the amount of One thousand, two hundred and sixty dollars ($1, 260.00) was issued to HSBC Bank, Neavada and it was cashed into account no. 512200302 belonging to Calvary Portfolio Services, LLC but on September 13, 2011, C...
Entity
Categories: Collection Agency's
32, Report:
#848864
Posted Date:
Mar 05 2012
HSBC ORCHARD BANK CREDIT CARD HSBC CREDIT CARD VIOLATES ELECTRONIC FUNDS TRANSFER ACT Internet, Internet
HSBC WARNING !....... CREDIT CARD
Here;s a great scenario for credit damaged people. Need a credit card ? We applied for one. The initial charges are outrageous for a three hundred dollar credit limit. Moreover if you need $ 20.00 from an ATM it will gladly gi...
Entity
Categories: Credit Card Processing (ACH) Companies
33, Report:
#839523
Posted Date:
Feb 17 2012
HSBC Deceptive Practices, Rip off, Late Fees Extravagant, Internet
Please do not accept offers from HSBC or Orchard Bank! Their policies are inconsistent. Their customer service stinks and they employees are rude and uneducated. I have also had the displeasure of speaking with a Supervisor at that company and her attitude was even worse than the re...
Entity
Categories: Credit Services
34, Report:
#836844
Posted Date:
Feb 10 2012
Orchard bank /HSBC card services I paid off my balance in full and my payment is pending, not allowing available credit, Internet
My minimum payment of $25 was due 2/15/12, I paid off my balance in full. I tried paying online using my bank debit, it only allowed electronic check. I paid by electronic check the only option I was given. I made payment on 2/1/12 and my payment was received by orchard bank on 2/2/...
Entity
Categories: Credit Card Processing (ACH) Companies
35, Report:
#828226
Posted Date:
Jan 29 2012
Orchard Bank HSBC card services I have never used card and have paid hundreds in late fees that accumulate for nothing used. Internet
I applied for Orchard Card. FInally received only a 300 limiit[]
'Immediately I received a bill for I dont know why. I paid it anyway, and the charges keep coming
no one will talk with me and give me relief.
My current balance...
Entity
Categories: Credit Card Processing (ACH) Companies
36, Report:
#824949
Posted Date:
Jan 19 2012
Orchard Bank Do not even get involved Baltimore, Maryland
Orchard Bank is attempting to continue to collect an annual fee of $39.00 to my account even though I have requested my account be closed. I contacted them to explain that paying annual fee for a credit card no longer open is ludicrous! Thier responses was that I will continue...
Entity
Categories: Credit & Debt Services
37, Report:
#817387
Posted Date:
Jan 03 2012
Flexcard Program SCAM FlexCard - YOu will not get a credit card, cash, or loan. Boca Raton , Florida
FlexCard Program has a wonderful scam that is extremely creative and is perfect at deceiving the credit starved consumer. After they immediately approve you for $1,500 for a charge of $69 you can get approved for an addition $1,500! WoW!!!! Then, you get an email that th...
Entity
Categories: Credit Services
38, Report:
#815187
Posted Date:
Dec 29 2011
Orchard Bank Credit Card Not crediting account correctly Salinas, California
The account shows I made 2 payments. Not sure how I did that on the same day but whatever...They credited my account with a single payment and put a hold on the second payment. They never credited my account with the second payment but place a hold on the amount which in...
Entity
Categories: Credit & Debt Services
39, Report:
#813058
Posted Date:
Dec 22 2011
Orchard Bank Excessive fee type card using email spam to generate contacts Internet, Internet
Spammer trying to dupe applicants to high fee/interest rate cards, not really a bank, just a credit card division of HSBC.
Entity
Categories: Credit & Debt Services
40, Report:
#760455
Posted Date:
Dec 19 2011
Flexcard Hybrid Program Visa Card Flexcard, Flexcard Visa, Flexcard Prepaid Visa DO NOT GET AN UNSECURED VISA FROM THIS COMPANY Internet
First of all, this company has no verifiable information anywhere on the web, so I was skeptical and worried at first but I figured maybe I wasn't searching correctly. Whenever you search for them, you only get info from badcreditoffers.com or some other bad credit card offers websi...
Entity
Categories: Credit & Debt Services
41, Report:
#807762
Posted Date:
Dec 11 2011
flex card program ccc.flexcardprogram.com credit card fraud - ripoff Boca Raton, Florida
I had the same problem. I applied and was approved for an unsecured line of credit on Nov 13, 2011 at a cost of $69, and was offered the chance to double the amount of credit for an add'l $29. They took the money out of my account that day. As of today, Dec 10, I s...
Entity
Categories: Credit & Debt Services
42, Report:
#805687
Posted Date:
Dec 06 2011
Orchard Bank HSBC False Advertisement Internet
People who have file Bankruptcy, Beware of Orchard Bank! Filed bankruptcy in April 2011. Discharged July 2011. Decided to apply for two credit cards to start rebuilding my credit. Approved for a credit card through another company for $2000 credit limit unsecu...
Entity
Categories: Credit Card Processing (ACH) Companies
43, Report:
#805138
Posted Date:
Dec 05 2011
HSBC Orchard Bank Account Secure Plus REFUSE to honnor contract for account security product purchased!!!! Carol Stream, Illinois
I started using HSBC Bank of Navada's Orchard bank Secured credit card several years ago (2004) I paid for a service called Account Secure Plus during this time at $9.00 per month. The service insured that in the event of a qualifying event ie a job loss, disability, birth of ...
Entity
Categories: Credit & Debt Services
44, Report:
#801499
Posted Date:
Nov 24 2011
Orchard Bank HSBC Orchard Bank Charges Annual fees on the day of activating the credit card Internet
I was not made aware of the fact that I would be charged an annual fee of $49 for a new credit card on the day of activation. Orchard Bank representatives failed to disclose this information to me. I called and made the rep aware of the fact that I was dissatified with the services ...
Entity
Categories: Credit Card Processing (ACH) Companies
45, Report:
#796645
Posted Date:
Nov 10 2011
WF Joint Support not authorized charge to my credit card $44.85 11/8/2011 Orchard bank WF Joint Support, Internet
Credit card c harge not authorized.11/8/2011. $44.85. WF Joint Support.do not contact for me to contact them.orchard bank.
Entity
Categories: Credit Card Fraud
46, Report:
#789636
Posted Date:
Oct 17 2011
ORCHARD BANK HSBC Account Secure PLUS RIPOFF Internet, Nevada
In 2006 I SUPPOSEDLY signed up for a FREE one month trial of a program to protect you should you become disabled. Well I called after the free month trial to cancel. Life gets busy and I know everyone is going to say this is MY fault but with changing jobs, moving, death...
Entity
Categories: Credit & Debt Services
47, Report:
#788093
Posted Date:
Oct 13 2011
Orchard Bank Will Not Help Fight Identity Theft Internet, Internet
I found out last year that my ex-sister-in-law got an Orchard Bank card in my name at her address in Cali. She contacted my brother to let me know and to ask what's going on. I called the number she gave my brother and the collection agency told me the address was in Salinas CA. I j...
Entity
Categories: Credit Card Processing (ACH) Companies
48, Report:
#782443
Posted Date:
Sep 29 2011
Orchard Bank HSBC Card Services Con artists Internet
I received a bill from Orchard Bank on a credit card I do not have. I called the number provided on the bill thinking this was a simple mistake and would be cleared up quicklynothing could be further from the truth.
First I get the typical 800 repspeaks broken or no English, must ...
Entity
Categories: Credit Card Processing (ACH) Companies
49, Report:
#775883
Posted Date:
Sep 13 2011
Elite Personal Account Protection This company charged my Orchard Bank credit card June 2010 til Setember 2011 without my permission. A representative from Elite told me that I was having a hardship and my credit score was poor. I Internet, Internet
Elite Personal Account Protection was very disrespectful to me. I was told that I am having hardship, my credit score was low and I need their help. Keep in mind that they charged my credit card for 15 months and never tried to help me until I stop them from charging my c...
Entity
Categories: Credit Card Processing (ACH) Companies
50, Report:
#766008
Posted Date:
Aug 18 2011
Orchard Bank HSBC CEO's Phone Number Internet, Internet
I have the phone number to the CEO's office. The number is 1-866-280-0118 (Orchard Bank) also 1-831-755-6699 (Orchard Bank). Pass these numbers around. They are 100% correct as of today 08/16/2011 as I just got off the phone with them. You may need a referance. Ask for ext.2881 and ...
Entity
Categories: Credit & Debt Services