76, Report:
#628659
Posted Date:
Aug 03 2010
HSBC ,Orchard Bank Visa And Mastercard, HSBC Card Services Just heard from this place again, now they want to take me to court over this mess...and now they want over $1000.00...DO NOT EVER DO BUSINESS WITH THESE PEOPLE ..EVER! this is on an account that was ORCHARD BANK, Internet
Well just heard from this place again and now they want to take me to court for $1000.00 for an account that should have been closed over two years ago. Do not ever do any type of business with this place...ever! This has got to be the biggest ripoff since sliced bread. These people...
Entity
Categories: Credit & Debt Services
77, Report:
#588836
Posted Date:
Aug 02 2010
Orchard Bank Credit Card i was preappoved for a mastercard with orchardbank, paid the fees and was waiting for it to arrive in mail, only to be told i wasnt approved afterall it was an employees mistake! unbeleivable, Internet
hello all here's my story...about a month ago i went online to orchard banks website to apply for another credit card i am trying to buy a home and i need my score pulled about another 20 or so points over the next year, i figured this would be a easy way to do it, well after applyi...
Entity
Categories: Credit & Debt Services
78, Report:
#524856
Posted Date:
Jul 19 2010
HSBC - Orchard Bank Credit Card Refusal to credit 2nd payment Carol Stream Illinois
I inadvertently sent in 2 payments of $200.00 to Orchard Bank.This company refuses to credit one of the payments back to me, even though a single payment is sufficient to keep the account current.Any other time this would not be a problem for me, but the 2nd payment was an error.
Entity
Categories: Credit & Debt Services
79, Report:
#599789
Posted Date:
Jul 18 2010
HSBC - Orchard Bank Card Service They know I get paid on the 3rd, thay changed the due date to the 1st, so now I get late fees. Internet
This company recommened that I pay my credit card on the 4th of each month as thats when thay update their records. That was great as my due date was the middle of the month. They know I get paid the 3rd of the month. So they ( NOT ME ) changed the due date to the 1st of the month. ...
Entity
Categories: Credit Card Processing (ACH) Companies
80, Report:
#624428
Posted Date:
Jul 18 2010
HFC - Household Finance Company Household Finance Charging late fee when the payment was on time. Internet
I received my CC Bill Yesterday and noticed a Late Charge of $39.00 and that my Credit limit was reduced as well as my Annual Percentage Rate raised. I called them and was informed by their CSR that even though my payment was scheduled for the Dur Date of 7/2/2010 they did not proce...
Entity
Categories: Internal Revenue Service
81, Report:
#612503
Posted Date:
Jun 10 2010
HBSC - Orchard Bank HSBC Bank Nevada Cancell my credit card in error and then would not activate it! Internet
I purchased a product called CreditKeeper.com via HSBC's (Orchard Bank's) website; which they strongly recommended. Unfortunately the product was not accessible and the website would spin and I was unable to obtain my credit report prior to purchasing a new vehicle. I co...
Entity
Categories: Financial Services
82, Report:
#612109
Posted Date:
Jun 09 2010
Orchard Bank, HSBC HSBC incompetent service account issues never fixed leading to excessive charges Internet
I have had repetitive issue with orchard bank. I do not understand how such an incompetent company is currently still in business.There are a few issues that lead to my problems with them. When I signed up for the card some time ago the loaded me up with tons of free trail services ...
Entity
Categories: Credit & Debt Services
83, Report:
#605303
Posted Date:
May 21 2010
Pacific Management Recovery, Llc. 541 N Main St ste 104 261, Collection Agency Threatens imprisonment if I don't respond and also impersonated a Law Enforcement Agency. Corona, California
On May 19th, 2010 at 1339, I received a phone call on my cell phone from my ex wife, ************. She told me that she had just received a call from someone claiming to be from the Sheriff's Department and asked if I, *******, was going to be around so they could serve me with lega...
Entity
Categories: Collection Agency's
84, Report:
#483317
Posted Date:
May 03 2010
HBSC - Orchard Bank HSBC CARD SERVICES CREDIT DEMOLISHERS Internet
I closed this account over 2 years ago and all of a sudden a statement shows up in my mail March of 2009 stating I owed an annual fee plus a past due amount. I called and asked the customer service rep what this was all about. She told me it was just an advertisement to ...
Entity
Categories: Credit Reporting Agencies
85, Report:
#592043
Posted Date:
May 03 2010
Capital One Financial Corporation capital one credit credit card rip off, and credit report companies help them get away with it. Mclean, Virginia
I tried to build credit for my future. I had a capital one credit card for a year and made all payments perfectly. Then I was charged extra fees and was unhappy with my service. I had my card and account terminated over the phone and paid all money fee's due to settle my account ove...
Entity
Categories: Credit & Debt Services
86, Report:
#583057
Posted Date:
Mar 19 2010
CIC *Triple Advantage - Freecreditreport.com FREEANNUALREPORT.COM Acompany who is suppose to be watching your credit reports are NOTHING but RIPOFFS THEMSELVES Internet
On 03/03/2010, I had gone online to freeannualreport.com to get my husbands credit report. When I first opened the web page, they had an advertisement for $1.00 for the reports. I ordered the report expecting and authorizing the $1.00. All of a sudden my pho...
Entity
Categories: Credit Card Fraud
87, Report:
#553204
Posted Date:
Jan 21 2010
HBSC - Orchard Bank HSBC Card Services How do they get away with this? Schaumburg, Illinois
Okay, here we go again. Abusive scumbaggery by the worst kind of crook, legitimate banks/credit card companies. I have questionable credit because of a bankruptcy (no one to blame but myself on that one) but because of this, I am exposed to the world of predatory lending and this co...
Entity
Categories: Banks
88, Report:
#553131
Posted Date:
Jan 12 2010
ACCOUNT SECURE PLUS With ORCHARD BANK Account Secure Plus Denied eligibility of hardship once unemployment benefits Salinas, California
I was unemployed but made my minimum credit card payments until the unemployment expired. Only at that point did I experience hardship. I requested to activate the Account Secure Plus benefits on my MC and VISA that I had been paying 7.50 per card, per month for YEARS in...
Entity
Categories: Credit & Debt Services
89, Report:
#552884
Posted Date:
Jan 12 2010
HSBC Orchard Bank Credit Card Services The MOST Corrupt Credit Card Company Out There!!! Internet
I have an HSBC account. They are the WORST company EVER!!!!! They add late fees, state that they do not receive payments, refuse to answer your questions and just all around try to screw your credit.
I have been finishing up a house refinance. I found out I h...
Entity
Categories: Credit & Debt Services
90, Report:
#545010
Posted Date:
Dec 24 2009
Orchard Bank/HSBC Card Services Orchard Bank, Household Bank Platinum HSBC added late charges to my bill and resulted in an over the limit fee. Both months the payment was sent over 7 days before due date. City of Industry, California
In October 2009, I received a Notice of Change in Terms from Orchard Bank. It stated that the interest rate/ Finance charge could go as high as 29.99% and If I wanted to Opt Out I was to send a written statement to a specific address which I did.
In November I received confirmation...
Entity
Categories: Banks
91, Report:
#543882
Posted Date:
Dec 22 2009
HSBC ,Orchard Bank Visa And Mastercard, HSBC Card Services, HSBC Card services Ripoff...cancelled card and one year later find out that it was not cancelled and I owe them 636.00 in fees! Internet
Just found out that the card was not cancelled per request and that the fees continued to build without my knowledge. I get a call from a collection place saying I owe them 636$ this company is one of the biggest ripoffs I have ever seen. I cancelled via phone and shredded the card ...
Entity
Categories: Credit Card Processing (ACH) Companies
92, Report:
#401962
Posted Date:
Dec 15 2009
Wu Yi Source Pixie Tea Offered free trial on Facebook advertisment. Charged only for shipping. Then continued to charge $34.95 per month to credit card. Phone, email and website info is all fraudulent and non-responsive. Minneapolis Internet
Like everyone else, I thought I was only ordering a free sample of the Wu-Yi tea as seen on Oprah. I followed the link that appeared on Facebook home page. I only authorized the company to charge the shipping of $2.95 to my credit card.
For the past four months, I have been rece...
Entity
Categories: Weightloss Programs
93, Report:
#526780
Posted Date:
Dec 11 2009
HSBC ,Orchard Bank Visa And Mastercard, HSBC Card Services, Orchard Bank Liars, thieves and scam artists and un-American Internet
Yes, I had to file bankruptcy 3 years ago. I started to rebuild my credit by applying for and getting a card through HSBC. I soon found out you cannot make your payment the day it is due or you would have to pay an additional $12.98 because for some reason, this LARGE bank is incapa...
Entity
Categories: Credit & Debt Services
94, Report:
#495974
Posted Date:
Nov 17 2009
HSBC - ORCHARD BANK My APR will be going from 16.740 to 29.99 percent as of December 11, 2009. The card is in good standing and no lates payments have ever been recorded salinas, California
I received a letter from HSBC credit card company. The letter stated that starting in December that my credit card would have changes in terms. I contacted the company and they stated that my APR would go from 16.740 to 29.99 percent. They told me this was being done because of...
Entity
Categories: Credit Services
95, Report:
#523498
Posted Date:
Nov 14 2009
HBSC - Orchard Bank HSBC Card Services Continues to charge annual fee and late fees on same, after card was cancelled due to notification of an annual fee! Internet
I received a notification from Orchard Bank to let me know that an annual fee would be charged to my account, but gave me a grace period to call and cancel the card before the annual fee was added.
I called them and cancelled the card, paid off the small balance and was notified th...
Entity
Categories: Credit & Debt Services
96, Report:
#515287
Posted Date:
Nov 10 2009
ORCHARD BANK - HSBC CARD SERVICES I HAVE BBEN OUT OF WORK SINCE MAY 2009. PAY AS MUCH AS I CAN. OVERLIMIT FEES EVERY MONTH. I CANT PAY THIS OFF EVEN IF I COULD. I CANCELLED IT ALREADY. NO SYMPATHY. ONLY OVERLINIT FEES OF COURSE. CAROL STREAM, Illinois
I have been out of work since May 2009. I would rather not work than where I was. I pay my bill every month with whatever i can. they keep adding on overlimit fees at 39.00 a month. I sent in 75.00 and I got an over limit fee. I can...
Entity
Categories: Credit & Debt Services
98, Report:
#519345
Posted Date:
Nov 04 2009
Household Bank - HSBC - Orchard Bank Good luck trying to get a hold of these people to cancel your card!!! Internet
Good luck with these damn people! The disconnect you when you call to speak to customer service. They already have your phone number in thier automated system therefore they know you are calling, they then keep you on hold and then disconnect you.
I had to call f...
Entity
Categories: Credit Card Processing (ACH) Companies
99, Report:
#434462
Posted Date:
Nov 02 2009
Hsbc Orchard Bank Best Buy Mastercard card has been cancelled for months now getting harrassing calls 4 times a day from computer charged me 59 dollar annual fee and are racking up late charges on a card that was cancelled Nevada
My best buy mastercard was cancelled months ago after I paid off balance. Then a month ago I get called all hours or the day from some 800 number who NEVER leaves a message and phone hangs up after I pick up phone. I searched the number on yahoo and found millions of complaints on...
Entity
Categories: Credit Card Processing (ACH) Companies
100, Report:
#510100
Posted Date:
Oct 16 2009
Household Bank - HSBC - Orchard Bank Watch your online payments wood dale, Illinois
Here is another good scam from this company. Say your payment is due on the 18th. You go on - line on the 15th to make a payment. When you go to submit, a message comes up saying that your payment will not post until the 19th which you will get charged a late fee, which is always ...
Entity
Categories: BBB Better Business Bureau