I received a phone call today , 3/8/23 , from Champion Strategy Holdings, claiming to be a debt collection agency. They stated that I owed a loan to Advance America from 2017 , a Payday Loan in the amount of $300. and that I have not paid it . The person i spoke with , Mr. Barron David, stated that several agencies have sent me notifications regarding this and that I have refused to pay it. I asked for documentation regarding this matter . He stated that all he could send me was an email stating this. The email is below :
Champion Strategy Holdings 303 Perimeter Center North
Atlanta, GA 30346
TEL: 888-249-3940
WEB: championstrategyholdings.com
03/08/2023
RE: emily proctor
Original Lender: ADVANCE AMERICE
CSH Reference Number: 700478
Balance Due: $600.00
Dear emily proctor,
This is to advise you that your account - referenced above – is delinquent and has been placed for recovery with our company. Please forward the full balance owed with a copy of this notice to ensure proper credit, or call our office at 888-249-3940.
Sincerely,
General Manager of Consumer Debt
Champion Strategy Holdings
For More information about the COLORADO FAIR DEBT COLLECTION PRACTICES ACT, see www.coloradoattorneygeneral.gov/ca
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication was sent by a debt collector from a professional debt collection agency. He also stated that I could settle this debt by paying just the $300 plus $10 fee today . and I would avoid attorney and court fees. All of this supposedly took place in 2017 . I do not recall ever getting a loan from Advance America. WHen this Champion called me it cam e up as a local cellphone number , so , that is why I answered it. When you call them back they answer the phone stating they are a mediation group at a local law office. I have emailed Advance America and one of the other Debt recovery agencies he mentioned regarding this. Six years have gone by and I am just now learning of this ! I have serious doubts about this company