- Report: #1495956
Complaint Review: Collection Bureau Services - Missoula Montana
Reported By:
Diana -
Billings, Montana, United States
Submitted:
Updated:
-
Author Confirmed
Why?
Collection Bureau Services
P.O. Box 7339 Missoula, 59807 Montana, United States
Web:
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Collection Bureau Services Collection Bureau Services has me in collections for two bad cheques I wrote in 2002. One was for $5.14 to Blue Basket and the second was to Cenex for $10. Cheques were written on July 3, 2002 and July 4th 2002. Missoula Montana
In July 2002 I accidentally wrote two bad cheques. One to blue basket for $5.14 on July 3, 2002 and another to cenex for $10 on July 4, 2002. My husband had just left me, he was suffering from drug addiction, cleaned out my bank account and with two young children to care for alone as a teen mom.
Fast forward ten years and thousands and thousands of dollars later that I have spent trying to recover from the financial damage my first marriage had left me in. My ex was in prison so all his bills went to me as well.
Now out of the blue, 18 years later I receive a judgement, a levy on my bank account, a notice of seizure to garish my wages for over $2000! From two cheques totaling $15.14 in 2002. From my calculations that's an interest rate of 32%. I understand there are other fees and that charges occur, but none the less I am utterly shocked. How is this not usurious rates?
Not to mention, nothing of this matter was reporting on my credit report. I've had lived at the same address for over 8 years and my previous address for almost 10 years. I have been employed for many years and filed my taxes. I'm not burning the money bands these days, but I'm not complaining either. I most definitely would have taken care of this when I was able and if it had been a reasonable request amount.
It has been over ten years since I have been notified of this cheque debt and it has also been very few and very far in between that any attempts have been made.
2 Updates & Rebuttals
Stacey
United StatesI agree
#2Consumer Comment
Fri, June 05, 2020
This judgement cannot be proven until you receive orders from the court. They can send you all sorts of paperwork they want but until you see actual orders this is just a load of crap from a third party debt collector. Judgement on a 2002 debt is beyond the statute of limitations. File disputes with all credit agencies as soon as you can. Take care
Kevin
Dothan,Alabama,
United States
They say you have a judgement
#3Consumer Suggestion
Thu, June 04, 2020
Call the courthouse and see if they really have a judgement.
You should have been notified about a court date if you have not been contacted challenge the judgement.
In most states the Staute of Limitations has been expired on this debt.
Do not believe anything they say without written confirmation Ie. The court Ordered Judgement.
