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200cash.com, INC Payday Scams Wilmington Delaware
Please beware of www.200cash.com they will scam you out of your money. I was in need of a temporary payday loan and went to this site online that made it seem super easy to apply and be approved for a loan. What they DON'T tell you is that you are automatically charged a $19.00 fee just for applying for the loan whether you are approved or not. Shortly after applying for the loan I was able to get the funds elsewhere and so I contacted (which I could only do by email) 200cash.com and promptly cancelled my application.
About 2 days later they tried to debit $19.00 from my checking account resulting in an NSF fee and when that didn't go through they again tried to debit $19.00 and an additional $25.00 fee for a total of $44.00 which has again resulted in NSF charges!!!! This company is a complete rip-off and no other payday lender charges an "application" fee. Not only that but you cannot speak to anyone by phone and the only way of contacting them is by email only. This company has taken predatory lending to another level, its bad enough that you have the outrageous interest charges but 200cash.com wants to steal more of your hard earned money with this petty $19.00 application fee.
They are crooks and there are so many other payday lenders to work with that will not charge you hidden application fees when you already are in a desperate position to even need the loan in the first place. Please, please do not do business with 200cash.com they are crooks!!