- Report: #219745
Complaint Review: AFNI Anderson Financial Network Bloomberg - Bloomington Illinois
-
Author Confirmed
Why?
AFNI Anderson Financial Network Bloomberg
404 Brock Drive Bloomington, 61702 Illinois, U.S.A.
Phone:
800-767-2364
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
AFNI, Anderson Financial Network, Bloomberg AFNI hit me, too! Bloomington Illinois
I have repeatedly asked the three majors to verify that this collection belongs to me, and even though they cannot prove it they continue to leave it/update it onto my account! I'm in the same boat as the rest of you; an account I know that I don't owe AND is way over the statute of limitations. Is there anything I can do to get them OFF of my account? I have tried everything, including asking them to prove that the account belongs to me. They could not prove it and still refuse to remove it from the account. Is there any way I can find out WHAT the proof is that they keep giving to the three majors?
Thanks in advance if you can help!!
Tracy :)
Seward, Alaska
U.S.A.
Thanks in advance if you can help!!
Tracy :)
Seward, Alaska
U.S.A.
1 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Tracy, READ the FCRA, then just file a lawsuit!
#2Consumer Suggestion
Thu, November 09, 2006
Tracy, Under the provisions of the FCRA you have the right to get copies of any verification communications of any disputed items as well as the name of the person who actually verified it. If it was not verified it cannot legally stay on your report after your dispute. Federal law says, 30 days, prove or remove. No exceptions. You need to make them accountable. You do this by only communicating in writing and only by cerified mail, return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your records. This is very important, as it proves WHAT you sent. Specify in the letter that you dispute the item because it is not your account. Demand that it be removed immediately until investigated as per the FCRA. Also request copies of all correspondence used in the verification process, as provided for under the FCRA. Also specify that you want to see whatever you allegedly signed as well as a complete account history. Be very clear that if the item is not verified as requested and/or removed permanently within 30 days from the reciept of this letter, a lawsuit will be filed immediately for actual damages, legal fees and punitive amount of up to $1000 under the FCRA. Send the same letter to the creditor and any collection agencies involved, by the means above. This works. Guaranteed.
