- Report: #242034
Complaint Review: Amsouth Bank - Birmingham Alabama
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Amsouth Bank
2268 Brewster Road Birmingham, 35235 Alabama, U.S.A.
Phone:
205-326-5300
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Amsouth Bank debit charge manipulation ripoff, huge fees on small overdraws Birmingham Alabama
Came back from vacation and realized I had overdrawn my bank account by $35.47. These were debit charges and my account showed them as pending transactions and stated my available balance as -35.47.
When I looked at my account at a later time I was now overdrawn by -287.47. The bank had charged me for seven non-sufficient fund charges totaling 252.00 on a 35.47 overdraw. That's how they manipulate debit card charges. They are putting in charges so that they maximize their profit. They call themselves "The Relationship People. Why would anyone want to have a relationship with an institution that so blatantly sets up situations to benefit themselves at the expense of their customers? It wasn't like I had seven little transactions totaling 35.47 that individually bounced.
One of my transactions was for 35.57 which in my mind should have been the only one that overdrew me but since the bank decided to post the NSF fees first they wiped out my 67.69 balance and charged fees on everything else. In the long run I was still only 35.47 overdrawn in "real" money, the rest of my negative balance was strictly non-sufficient fund charges.
Does anyone else see the crazines of being charged 252.00 for overdrawing your bank account less than 40.00? Is there some way to stop this "Bank Robbing" situation
Karen
Birmingham, Alabama
U.S.A.
When I looked at my account at a later time I was now overdrawn by -287.47. The bank had charged me for seven non-sufficient fund charges totaling 252.00 on a 35.47 overdraw. That's how they manipulate debit card charges. They are putting in charges so that they maximize their profit. They call themselves "The Relationship People. Why would anyone want to have a relationship with an institution that so blatantly sets up situations to benefit themselves at the expense of their customers? It wasn't like I had seven little transactions totaling 35.47 that individually bounced.
One of my transactions was for 35.57 which in my mind should have been the only one that overdrew me but since the bank decided to post the NSF fees first they wiped out my 67.69 balance and charged fees on everything else. In the long run I was still only 35.47 overdrawn in "real" money, the rest of my negative balance was strictly non-sufficient fund charges.
Does anyone else see the crazines of being charged 252.00 for overdrawing your bank account less than 40.00? Is there some way to stop this "Bank Robbing" situation
Karen
Birmingham, Alabama
U.S.A.
