A.R.C call me every day a five times, and they threaten to me and my family with taking our home, car,and all private property we have if we don't pay that amount same day. So I made agreement with A.R.C over the phone that I will make monthly payments ( sum that I own was $8000 and they made some interest and sum goes up to $11000), so I start to pay every month that much I can $ 300 $350 $200...After 4 months A.R.C mail me a letter where says That I own $17000 to them and they have court approval, so they can take to us our home and etc. I stop make a payment then because is useless. A fter paying $1000, I offer to A.R.C $ 8000 in one payment, but they don't seem to want to accept that. Representative from A.R.C Bill Baker call us and fret with : " we got you in our hands, so we can have your home" . Same day my wife stack in emergency when s**+ find a message from Bill B. from A.R.C on the phone . He threaten to us that A.R.C will take our stuff from the house and may have our house to ( they check all my things and they knows that I have mortgage renewal for the next few months and they say that I'm not gona make) A.R.C also looked into another accounts without my authorization, they check my wife accounts to...
Honestly I don't know what to due. This is so stressful and harmful for my family, because they haressing us. Is it anybody knows that somebody can due something against A.R.C.. thank you
Adam
mobile,#2Consumer Suggestion
Thu, October 29, 2009
Steph is a little mis informed they can take your property, car, house if a judge orders that the bill be paid and a garnishment is institutied. If you are unable to pay said garnishment the judge can order that your assets be liquidated to cover the loan. It sounds to me like you got upside down on a loan with a bad interest rate. you can contact a lawyer and give him the information and see what he can do about it.
Steph
Minor Hill,#3Consumer Comment
Thu, October 29, 2009
I would send them a stop contact letter certified . They cannot take your property like your home and car . They also cannot threaten you at all also calling 5 times everyday is harassment and if they have access to your bank accounts I would recommend that you close them and reopen them with new #s. If they call again I would not even answer the phone. I would also have a fruad alert on all credit reports . This could also be a scam as well.