I assist an elderly woman who has been repeatedly ripped off by unscrupulous telemarketers who had her routing and account numbers on file and kept charging her account for hundreds of dollars in services that were unneccessary, non-existent or just over-priced. The situation got so bad, I had to close her accounts three times and not allow her to have access to her account information to stop this from happening.
The latest is the letter from this company, stating that she had won $450,000. They sent her a check for $4698.80, instructing her to call them, cash the check, and wire them $3995 to cover taxes on her winnings. This is a total scam, these people should be prosecuted.