when i applied for this card i was not aware that it was for a catalog only.After several phone calls and being advised it would help rebuild my credit i told them i would look at the catalogs to see what they had to offer. At the time i was interested in a computer,they informed me they had a lot of electronics in the book including computers. There were none!!! Before the time was up for cancelling i called ,cancelled told them i was not interested.They still proceeded with taking my money from my bank on an electronic deal. This overdrew me of course,my luck. I made several more phone calls incliuding my bank.Someone answered the phone who understood the situation and cancelled me so they said and told me to give the bank the electonic code to refund my money.I got my money back,i had to eat the overdraft charges,in which i changed banks so they wouldnt atempt to get the money again when i received a notice in the mail saying i owed them money. Now i get a bill from them wanting 153.95 there are no charges i have made this is the fee to enroll in there misleading credit card!! I am sure this will wreck my credit even more. and get this... on the bill it say's " did your auto payment bounce? dont worry for your conveince will be resubmitted once more and we will waive our return check fee for this. How desparate is this. thanks for listening
mary
Hedgesville West Virginia
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