Beware of any CapitalOne Credit Cards. They will mess up any auto increases so you don't get it and then claim you didn't meet their requirement and close all the accounts. They closed my fiances first and then 2 weeks later closed mine with the reason I gave. Don't trust these people plus they always have foreign people answering and I found out one time when I spoke to an american that when you get these people its transfering to the philpines or Africa. Don't deal with these people unless you want screwed over.