- Report: #1399737
Complaint Review: Cash Advance Inc. - Roseville California
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Cash Advance Inc.
3017 Douglas Blvd Roseville, 95661 California, USA
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Cash Advance Inc. Carl Davidson and Cash America International, Inc., and all of their respective subsidiaries and affiliates Threatened Lawsuit, & other legal actions Roseville California
Below is an exact copy of email I received with subject line: "Final Warning to [my real name]". I have never done any business with this company or any of its many subsidaries (listed at length in last paragraph).
Note the date it refers to is May 2014 -- over 3 years ago -- which I suppose makes it convenient for many people to be less than certain that the transaction did not take place.
In other words, I think this is basically an email fraud scam in which they throw a bunch of official looking loan/case/report numbers out there, come across with strong words & threats & hope that some small percentage of people respond. This is backed up with the fact that no legitimate company sends official emails out through a relatively generic gmail account! Especially not one as large as this one purports to be.
Although a physical address is given at the bottom of email, there is no other means of contact given (no phone, no fax, no website).
Also, the only thing I changed (from my otherwise exact copy"!) was to remove my name from the one place it appeared & inserted "[my real name, removed]" instead. The "To," in the very beginning was exactly like that, not actually addressed to anyone (another sign of a scam email).
If anyone were to respond to such an email, I think no matter how you might respond, you're in for big trouble of one kind or another. So if you get something like this, do NOT reply at all!! I cannot stress this enough. This is a scam. I have to admit, it kind of scared me for a few minutes -- and I think that's exactly the reaction this sender is going for.
To,
Notice with immediate effect For [my real name, removed]
Outstanding Amount: $1450.61
Loan A/C NO: #MS6/72B/35S-13
(OUTSTANDING AMOUNT : $1450.61)
ATTENTION:
This is Loan Officer Carl Davidson From Cash Advance Inc. This is the last and final chance for you.
Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE File NO: 03475752
Amount Outstanding: $1450.61
This Legal Proceedings issued on your Docket Number RVS-86012097 with one of Cash Advance Inc.
WARRANT ID :- #02081609 which will be going to release on Friday noon 2 P.M.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
TERMS & CONDITIONS, YOU AGREED.
We have sent you this warning notification about legal proceedings in May 2014. But you failed to respond on time. Now, It's high time and If you fail to respond then we will register this case in court. Consider this as a Final Warning. And we will be Emailing/ Fax this issue to your Current Employer to make sure they take strict actions against you. Your salary, wages will be garnished.
Do revert back if you want to get rid of these Legal Consequences and make a payment arrangement today or else we would be proceeding legally against you. And our apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
You can Email back to get the payment mode too.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your Employer and your References regarding this issue and the lawsuit will be the next step which will be amounting to $4500.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the Clearance Certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your Local County Sheriff Department and you will be served with a court summons at your door step.
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company,
Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "Cash Advance Related Companies," "we," "our," or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Ez Money Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. "You" or "Your" means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
Cash Advance Inc.(Collection Team)
3017 Douglas Blvd
Roseville
CA 95661
United States
1 Updates & Rebuttals
Forgot to add. . .
#2Author of original report
Wed, September 13, 2017
I only found this reporting site (ripoffreport) because I Googled the name & address in the bottom of the offending email & the 1st things that came up were complaints on this site. Seems as if whoever sent mine has been doing this for a lot of years. So don't just take my word for it, check out the other report(s) on this site, about this company.
I mention this also to stress one more time, never respond to things like this you might receive. Just do a little basic searching instead, to find out who the sender is, or whatever else you can find out. I'm very happy to have found this site!
