- Report: #138501
Complaint Review: Cashnet 500 - Murray Utah
-
Author Confirmed
Why?
Cashnet 500
www.cashnet500.com Murray, 84157-1992 Utah, U.S.A.
Phone:
800-654-7444
Web:
N/A
Categories:
Business Rating:
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Tell us has your experience with this business or person been good?
Cashnet 500 ripoff, RUDE, ILLEGAL TACTICS, DISHONEST, HARASSMENT Murray Utah *EDitor's Suggestions on how to get your money back into your bank account!
I needed a quick loan and found Cashnet 500. Their fees were high but I thought I could pay the $300 loan back with no problem. I made 4 payments as agreed plus extra towards the principle. In mid December my employer closed the doors and I was out of a job. I contacted Cashnet and told them the situation and told them not to debit my checking account as the funds would not be available.
They did anyway and caused overdrafts to my checking account. I again contacted them told them not to debit the account as no funds were available. You guessed it they hit my account again several times. The overdrafts they caused were excessive so the bank closed my account.
Over the last 3 months they continue trying to access the closed account. They know the situation but are not interested in making other payment arrangements. They just keep trying to access this dead account and sending me 15 emails a day complaining that they can't access my account for their money. What part of closed account don't they understand.
Fred Urey, keeps calling and harassing me for the money. I paid them over $350 before all this happened. He calls my daughter harassing her and her family several times a day that it is urgent he get in touch with me or I will be going to jail. He spoke with my husband 2 weeks ago and he explained the situation to him and he called both of us deadbeats and told my husband he had better wake up and be more aware of my finances. My husband finally hung up on him. The harassment continues.
Today after calling my daughter again and threatening her with arrest if she didn't pay the money I owed he called me again. I told him I was still unemployed (not through my choice) and when I found a job they would get paid. He told me he understood things happen and they would like to work with me. Then he asks when I plan to pay back the money. I again told him when I found a job. He asked when will that be. I told him I did not know. He then told me that the money had to paid back that I couldn't just borrow money and walk away. I told him I had already paid over $350 to them. He called me a liar and then proceeded to yell at me calling me a thief. He continued yelling that I had stolen $300 from them and I was stealing from them and he was going to get the money from either me or my daughter (which had nothing to do with the loan). Finally I hung up on him.
Please don't be stupid like I was. Don't deal with these people. They aren't satisfied when a loan is paid. They just keep coming after you for more.
Stacy
Albany, New York
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
They did anyway and caused overdrafts to my checking account. I again contacted them told them not to debit the account as no funds were available. You guessed it they hit my account again several times. The overdrafts they caused were excessive so the bank closed my account.
Over the last 3 months they continue trying to access the closed account. They know the situation but are not interested in making other payment arrangements. They just keep trying to access this dead account and sending me 15 emails a day complaining that they can't access my account for their money. What part of closed account don't they understand.
Fred Urey, keeps calling and harassing me for the money. I paid them over $350 before all this happened. He calls my daughter harassing her and her family several times a day that it is urgent he get in touch with me or I will be going to jail. He spoke with my husband 2 weeks ago and he explained the situation to him and he called both of us deadbeats and told my husband he had better wake up and be more aware of my finances. My husband finally hung up on him. The harassment continues.
Today after calling my daughter again and threatening her with arrest if she didn't pay the money I owed he called me again. I told him I was still unemployed (not through my choice) and when I found a job they would get paid. He told me he understood things happen and they would like to work with me. Then he asks when I plan to pay back the money. I again told him when I found a job. He asked when will that be. I told him I did not know. He then told me that the money had to paid back that I couldn't just borrow money and walk away. I told him I had already paid over $350 to them. He called me a liar and then proceeded to yell at me calling me a thief. He continued yelling that I had stolen $300 from them and I was stealing from them and he was going to get the money from either me or my daughter (which had nothing to do with the loan). Finally I hung up on him.
Please don't be stupid like I was. Don't deal with these people. They aren't satisfied when a loan is paid. They just keep coming after you for more.
Stacy
Albany, New York
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
