coast
USA#2Consumer Comment
Tue, February 21, 2012
You provided them with invalid information and then you claim they committed fraud. That is a false accusation. Comcast would not have discontinued service due to a single denied payment unless the account was delinquent or not in good standing.
Robert
Irvine,#3Consumer Comment
Mon, February 20, 2012
This is probably the worst form of consumer fraud I ever experienced
- Really? YOU..enter in the wrong account information and think it is their fault?
You entered in the Routing Number incorrectly, and it got rejected by what ever bank it went to. Unlike Credit/debit cards your payment was processed as an ACH Transaction, and just like a Check if it bounces(for ANY reason) and gets returned to the merchant, the merchant has the right to charge you a fee.
So because I probably entered 1 or 2 numbers wrong, Comcast has the right to slap all sorts of fees?
- Yep they do. You may be surprised to find out that this is actually very common with any service provider(Utilities, Cell Phone, Cable,etc).
But one also has to wonder what did you do when you noticed that the payment didn't get deducted from your account? Perhaps you could have avoided ALL the fees including the late fee had you caught it earlier.
If we assessed $40 in fees everytime someone's payment declined, not only would we be out of business, but we would probably be at the receiving end of a class action lawsuit for fraud.
- Again you are talking Credit vs. ACH/Checks. These are NOT the same processes and do not have the same regulations.
If you didn't disclose the fees then yes you probably would get sued. But guess what they did disclose this in the terms of service that you got. And yes I can just about guarantee you that you not only got them, but most likely it is included somewhere on your monthly bill that ANY returned payment may be subject to fees.
The funny thing about it all is that if I had not made a payment at all, I wouldn't have been assessed all these fees.
- Well not quite. You would not have been assessed the $20 return check fee. But you would have still be subject to the Reactivation fees as well as the late fee, and the chances of them removing the Reactivation fee for no payment would be very slim. Of course once you called and explained your situation they only charged you the late fee, which is very much legitimate.
After all you did not pay your account until after it was due, and sorry but "attempting" to pay does not count. After all if they allowed this loop-hole, could you imagine how many people would make a "mistake" in their account to delay paying a few days knowing that they won't get charged a late fee or any other fees because they can claim that they attempted to pay.
If you learned one thing, hopefully that was that if you enter your account information on-line to make sure it is correct.