Heidi
Marhfield,#2Author of original report
Sat, March 29, 2008
They say they are helping, Yah right. I had called the hope line in January and they told me Countrywide would talk to me about 3 different opions for our loan. Well Countrywide sent me a Repayment Plan agreement. A terms and conditions they say.. us and Countrywide had agreed upon. Agreed upon, No they told me what to do and we had no say in the matter. From talking with the negotiator, she said payment due on the 8th and they would only except western union which cost us more money. In this letter it says our payments are due on the 11th and we can pay casher's check, money order or certified bank check. So which is it??? Then they write we have 5 days to sign and return from the date of the letter. Nice, 2 days to look over this letter. In addition they are also charging us with $102.50 for Property Inspection/Preservation Fees and $2,974.00 for Foreclosure/Bankruptcy Costs Fees. What I talked to Countrywide and on the 25th of March and our loan was never in foreclosure. They also told me that we were $6,000.00 behind and their total on this paperwork is $11,420.04. I would REALY like to know where they came up with this. They also wrote up a payment schedule for us. 4-11-08 through 7-11-08 we pay 893.17 on the 11th of each month then 8-11-08 we pay 12,360.72. Helping us, They are sticking it to us. I'd like to stick it to them Please can anyone help us to let us know what to do????