Company contacted us, and offered loan modification. They did absolutley nothing but collect $1200.00. I had to handle all coorespondence with Wells Fargo myself. After failing to help with mortgage, they offered to help with credit and my score is lower than when I went into business with them. I cant even speak to someone. Requested to end agreement and I am still being charged monthly. How can I make them stop? They will not return calls or emails.