Creditone bank is not a reliable or trustworthy company. They are deceitful money grabbers. Their logo is a rip-off of the CapitalOne bank, they charge unreasonable monthly fees and fees to pay your bill.
They are owned by Sherman Financial Group, LLC, who specialize in collecting bad debt. They are here to put you in debt and chase you down for it. Sherman in turn is owned by MGIC Investment Corp. / Radian Group Inc. who were part of the financial meltdown on the mortgage crisis. That company is making heavy losses.