melissa
saint louis,#2Consumer Comment
Mon, December 23, 2002
Hi, Well, you obviously can't threaten to go to the better business bureau...that stinks. They are just as shady as Equifax. All your future dealings with them should be in writing. You should make sure they go registered, so someone has to sign for them. Make a copy of every correspondence. Also, please don't consider recording your calls with them, as that is against the law, unless you ask their permission, and you don't want to give Mr. Sheisty any ammo against you. But, I thought you'd like to know, the Federal Trade Commission has a website called, www.ftc.com. There is a link on there for identity theft. Go there and fill out the form. It sounds a little drastic, but you may have to consider paying a couple hundred to have your last name changed. That way, of course, it will be easier to trace. You may have to periodically check your credit info and if your old last name is on there as an alias then you may have a hit. I wish you the best of luck. :)
Ryan
Mukilteo,#3Consumer Suggestion
Sat, December 21, 2002
Unfortunatly, with Equifax, you have to file a lawsuit. I am not saying you will wind up in court, but I was told by a former employee of Equifax that here is how they work. Information is valuable. The company who has more information has a better edge than the company who doesn't. That is why bad credit is hard to get off. IF there are three companies out there, and all three are selling information on you, and one company has that information that you failed to make your loan payments on one account, yet the other two don't. And later you default, that one company can say "we told you so". That is the game at Equifax. If you just file a lawsuit, that will get the attention of their legal department, and you will most likely see some results. Best of luck. Sorry you have to go that route. You shouldn't have to sue somebody to do the right thing.