- Report: #194100
Complaint Review: Debt Solutions Foundation Inc./Family Credit Counseling Corp. - Lauderdale Lakes Florida
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Author Confirmed
Why?
Debt Solutions Foundation Inc./Family Credit Counseling Corp.
4800 N. State Rd 7, Suite 112/4850 N State Rd 7, Ste. G-104 Lauderdale Lakes, 33319 Florida, U.S.A.
Phone:
800-844-5040
Web:
N/A
Categories:
Business Rating:
(0)
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Debt Solutions Foundation, Inc./Family Credit Counseling Corp. ripoff Lauderdale Lakes Florida
I too have been lied to by Debit Solutions Foundation, Inc. and Family Credit Counsleing Corp. (their affiliate). Family Credit Counseling (FCC) notified me 11/2005. The FCC main office was "devastated" by the effects of Hurrican Wilma. What did that mean to me? As of that date my creditors stopped receiving monthly payments. This went on for 4 months. I too could not talk to a live person, faxes went unanswered as well as e-mails. Needless to say, my credit is now in the tank. I am trying to re-build plus get caught up on past due bills. I was assured by FCC that my creditors knew of the devastation. They did not. Please beware of both of the above companies. I asked for my refund on the original $299.00. FCC told me I needed to request this from Debt Solutions Foundation, Inc. I've made 1 call and 1 fax into Debt Solutions with no response.
Monica
Knights Landing, California
U.S.A.
Monica
Knights Landing, California
U.S.A.
1 Updates & Rebuttals
Aafes
Viernheim,Europe,
U.S.A.
Credit Counseling by any company is a scam
#2Consumer Comment
Thu, June 01, 2006
Credit counseling by any company is a scam. While they are claiming they were "devastated" I'll bet that they kept making drafts from your bank account during that time. Creditors in general, hate credit counseling. They have "agreements" with them because they simply utilize them as an extended arm of their collection department. It is simply cheaper for them to pay a small portion of each of your payments to the credit counseling agency than to spend money, time and effort for their own collectors to call you. Creditors view credit counseling entries on your credit profile as one small step away from bankruptcy - a definite negative. In all honesty, the damage credit counseling will do to your credit profile is not conducive to rebuilding your credit history. Try withdrawing from this program. Contact your creditors and try very hard to negotiate with them. Many will be receptive, some may not. Try taking a second job, part time, and use all of the money to make additional payments to your creditors. Don't let credit counseling ruin your life. Don't trust these people as far as you can throw them. If you simply are too far in debt to ever dig out, even with a second job, look at bankruptcy as an alternative.
