I received emails from easy refund, I imagine part of Higher One, that I had overdrawn my account. They started to threaten me right away. I am a disabled mother of 4, who is a senior at Texas A&M Corpus Christi. They Use Higher One/Easy Refund to disperse loans, and financial aid. From what I remember, I may have done some survey like activity on the internet. It seemed harmless. I vaguely remember there being an offer for around 5 dollars from Onlingo.com. I did receive one CD. After I received the threats from the Easy Refund group, I did some investigating. It seems that Onlingo.com does this sort of thing all the time. What they did to me was take the amount I almost remembering authorizing then take one more dollar, then eventually over 79 dollars. I cancelled that card because I learned that Onlingo.com will not stop withdrawing from accounts, even when asked to do so. They are in some way associated with Amazon.com. I sent this information to the Easy Refund oranization they denied my request. I am not sure what that meant. Now they are threatening to report me to the hotcheck department. Why did they allow Onlingo.com to withdraw money from my account? If I have ever tried to use the card, and I have no money in it, the card is denied. Last time I used this card, was around Septermber 24, 2009. The Charges were made the 8th of October in 2009. I sent back the CD, but did not obtain a receipt for this. How can they do this?