THEY ARE LIARS WHEN YOU OPEN YOUR CARD THEY LIE ON FEES LIE ABOUT THE WAY THEY EXPLAIN THINGS REGARDING THE CARD. AND ARE RUDE AND VERY DEMENDING WHEN SPEAKING TOO AGENT.. MY REPORT WHEN I OPENED A CARD I WAS TOLD MY NAME WOULD BE ON IT. NO NAME. SO THEY CHARGE ME 7;95cents.. IF I WANTED IT AND MY PHOTO ON IT TO ... SO I PAID IT NOW 5 WEEKS LATER IM CALLING FOR THE CARD BECAUSE IT NEVER WAS SENT TO ME .. THEY BLAME POSTOFFICE . THEN THEY FLAT OUT TELL ME IF I STILL WANT IT THE FEE IS 10$ NO EXCEPTIONS. THEY TRY FORCE IT OUT OF ME SO I CLOSED IT.. SO THIS REPORT IS SO THAT THE PUBLIC CAN SEE AND READ WHAT KIND OF COMPANY THEY RUN ALL OVER THE U.S,