- Report: #37953
Complaint Review: Fairbanks Capital - Jacksonville Florida
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Fairbanks Capital
1040 Deerwood Park Blvd Jacksonville, Florida, U.S.A.
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Fairbanks Capital ripoff business from hell Jacksonville Florida
My story starts two years ago with Equicredit. My husband was in charge of making the mortgage payments, while I paid everything else. Everything was fine until one day I received a threat to foreclose in the mail. Apparently one of my husbands checks had bounced, and all of a sudden they want two thousand dollars or they are going to foreclose on me. My house payments were only six hundred and twenty five dollars a month.
I ended up fighting with this company for almost two years before they finally said my account was caught up. I sent them at least ten thousand dollars above and beyond my mortgage payment because one agent would call, tell me to post date a check for a thousand dollars and I would be caught up, then two days later somebody else would call and want another six hundred.
Finally in march of this year I got them to say that I was finally caught up. Then in April they sold my loan to Fairbanks. At first I was glad to be away from Fairbanks, thinking that nobody could be as bad as Equicredit. Boy, was I wrong. They started off right away taking two months worth of payments because they said that I owed money for insurance that Equicredit had purchased for me. I never heard anything like that from Equicredit and I had my own insurance.
But, no matter how many times I faxed in the proof of my insurance, they still refused to take the money and put it back on my account and kept charging me fees. So in Septmeber I got a bill consolidation loan to catch them up totally. That cost me three thousand dollars. When I paid that the agent that I talked to said that took care of all fees, payments, everything. The next thing I know I get a letter in the mail saying that my payment was going up over fifty dollars a month for insurance, which I already had.
I called Fairbanks about this and to make sure that the three thousand dollars I sent in was posted. It was posted all right, but the agent I talked to said that I still owed 900 dollars in corporate advances! When I asked him what that was he just said, "oh, that is stuff that Fairbanks has had to pay for you."
I have rambled on long enough, but first there are just a couple other things that I want to say. I read the report from the Fairbanks employee that said, "pay or get out" or something like that. What do they want us to pay, because I know that I have paid much much more than my monthly payment for a long time. Those of us who are customers of Fairbanks aren't looking for a free ride or anything. All we want is to make our payments and not be threatened with foreclosure every month unless we pay outrageous and bogus fees.
Tracy
Arcadia, Wisconsin
U.S.A.
I ended up fighting with this company for almost two years before they finally said my account was caught up. I sent them at least ten thousand dollars above and beyond my mortgage payment because one agent would call, tell me to post date a check for a thousand dollars and I would be caught up, then two days later somebody else would call and want another six hundred.
Finally in march of this year I got them to say that I was finally caught up. Then in April they sold my loan to Fairbanks. At first I was glad to be away from Fairbanks, thinking that nobody could be as bad as Equicredit. Boy, was I wrong. They started off right away taking two months worth of payments because they said that I owed money for insurance that Equicredit had purchased for me. I never heard anything like that from Equicredit and I had my own insurance.
But, no matter how many times I faxed in the proof of my insurance, they still refused to take the money and put it back on my account and kept charging me fees. So in Septmeber I got a bill consolidation loan to catch them up totally. That cost me three thousand dollars. When I paid that the agent that I talked to said that took care of all fees, payments, everything. The next thing I know I get a letter in the mail saying that my payment was going up over fifty dollars a month for insurance, which I already had.
I called Fairbanks about this and to make sure that the three thousand dollars I sent in was posted. It was posted all right, but the agent I talked to said that I still owed 900 dollars in corporate advances! When I asked him what that was he just said, "oh, that is stuff that Fairbanks has had to pay for you."
I have rambled on long enough, but first there are just a couple other things that I want to say. I read the report from the Fairbanks employee that said, "pay or get out" or something like that. What do they want us to pay, because I know that I have paid much much more than my monthly payment for a long time. Those of us who are customers of Fairbanks aren't looking for a free ride or anything. All we want is to make our payments and not be threatened with foreclosure every month unless we pay outrageous and bogus fees.
Tracy
Arcadia, Wisconsin
U.S.A.
