First ACh is a company that conducts itself without good morals and preditory business practices.
The claim they will make your business grow buy using there ACH service but what they do is capture your customers money and keep it for extended periods of time. They if you call them on it they terminate your account and charge you liquidated damage fee. They casue the closure and they charge you. They shut you down and do not give you access to to your dollars. They they debit your account.
They call it a random spot check but they act like a judge jurry and executioner. Then they make up lies to tell the your customer. All the while they hold all of your money for 2 years.
Attorney general won't address the probelm and the gangster at that company feel no remorse for ruthless business pratices. The contract is "unconscienable" meaning they get everything and you get nothing when they close your account.
Everyone should be ware and not use this company for merchant processing They will not respond to any calls from my customer to return the money since they won't pay me for 2 years nor will they give me an accounting. If you are a present customer leave with as little dollars in their possession as possible. They assess lots of hidden fees. So you thing you have a 10 dollar a month account but you get billed 50.
They Blame you if your customers don't have money in there account when you schedule payment debits. They assign you as bad or high risk.
Stay away from these gangsters unless you want to spend lots of money is court.