Kyle Hicks
Alabama,#2REBUTTAL Individual responds
Tue, August 30, 2016
The person filing the complaint should know that the issuing bank can hold a merchants funds if a transaction seems suspiscious. More than likely this person had ran a transaction that was over their approved amount or quite possibly could have taken a stolen credit card, whereupon the issuing bank will not pay the business as the card holder will not be responsible for the payment. It is every merchants responsibility to comply with their agreement and funds being on hold is an inherent risk of accepting credit cards. Opening two accounts for two different companies is how they needed to be legally set up and nothing was misleading or inaccurate.
The name Kyle Hicks should not appear anywhere in this complaint. It is the issuing bank that is holding the funds the consumer has an issue with.