Complaint Review: Globalcard Services - Edward Richard - James Johnson - Miami Florida

1)I applied for a prepaid Visa card on the following website:www.globalcard-services.com on 9th November 2006.

2)On 22nd November 2006 I sent $205(being USD105 Processing Fee and USD100 to be loaded on prepaid card) via Western Union-(Money Transfer Control Number (MTCN #) 425-160-6386)- This was picked up in Amsterdam by a Director of Global Card Services a Mr Edward Richard

3)On 4th December I sent a further Euro 90 to cover the courier charges sent by via Westernunion on 23rd November 2006 Money Transfer Control Number (MTCN #) 471-339-9862 - this again was picked up in Amsterdam

4)On 4th December I received an email from Edward Richard saying that the card could not be issued because the minimum intial deposit was 1000euros

and not US$ 100 as per their website

5)On 7th December 2006 Edward Richard of Globalcard sent the following banking details by email to me:

BANK- BBVA.(Banco Bilbao Vizcaya Argentaria S.A)

Account number- 01827256210291501723

Bank swift code- BBVAESMM.

Account name- EDWARD RICHARD.

Address- plaza san nicolas 4, madrid spain.

Telephone: 944 876 000

Edward Richard asked me to wire the balance 925euros via the above account in Spain.

6) On 11th December I received an email from Edward Richard saying "We are waiting for your response concerning card loading and wire details"

7) On 21 December my bankers Stanbic Bank Zambia wired 925euros to the banking co-ordinates above.

8) Throughout January right up to March Globalcard as represented by Edward Richard said these funds had not come through their account

9) At great cost I asked my bankes to send a tracer via the BBVA bank in Spain who confirmed by SWIFT that the funds had been credited to Edward Richards account on 22nd December 2006.

10) I sent this proof to globalcard on 5th March 2007

11) On 9th March globalcard emailed to say :"that we are

investigating your case and payment"

12) On 30th March 2007 after sending several emails they replied to say:

"Our account dept will issue card this week"

13) On 16th April 2007 after sending emails of complaint to their bankers

BBVA (emails: [email protected] and [email protected] and [email protected]

saying that I was suspecting that one of their clients had defrauded me

I copied this email to Globalcard - who then replied that "We have shipped card to your address"

14) It is now two month since globalcard have replied to my emails and though I have asked for a refund or the prepaid Visa Card they dont reply their bankers BBVA in Spain dont reply to my complaints in the mean time Globalcard and Edward Richard/ James Johnson/Nicholas continue to use BBVA bank in Spain to collect money from the unsuspecting public their website is still functioning - What irks me is that the BBVA bank refuse to do anything about the Globalcard/Edward Richard Account - they refuse to institute investigations saying that globalcard are not part of the BBVA Bank Group.

It is clear to BBVA Bank in Spain that these crooks are using their bank for fraudulent activities - and BBVA wont shut it down.I would like to sue BBVA for perpetuating this fraud by Globalcard services. I only sent money to globalcard because they had a bank account with what I thought was a reputable bank.

I warn everyone that globalcard services is a scam operation being assisted in their continued scamming by BBVA bank of Spain who continue to maintain an account for them

Sidney

Lusaka
Zambia