- Report: #66449
Complaint Review: GMAC - TROY Michigan
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Author Not Confirmed
Why?
GMAC
PO BOX 7041 TROY, 48007-7041800 Michigan, U.S.A.
Phone:
800-551-5377
Web:
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GMAC SMARTLEASE A TOTAL RIP OFF COMPANY FALSE CREDIT REPORTING literally destroyed my credit score. TROY Michigan
*Consumer Suggestion: It would stand to reason a lease is different
*Consumer Comment: Let me know if you have found any ongoing claims against GMAC to participate in
*Consumer Comment: Let me know if you have found any ongoing claims against GMAC to participate in
*Consumer Comment: Let me know if you have found any ongoing claims against GMAC to participate in
*Consumer Comment: Let me know if you have found any ongoing claims against GMAC to participate in
IN 2001 I went chapter 7 bankruptcy. My bankruptcy was discharged in the early part of 2002. I included my smartlease on my 1999 pontiac gran am in my chapter 7 bankruptcy.
I puchased a recent copy of my transunion credit report and it lists gmac as a profit and loss charge off listing 7/2003 as a charge off date. Now I am aware why I can't get any credit. This has literally destroyed my credit score.
I spoke to the clerk at federal bankruptcy court. The judge was given copies of my transunion credit report more then likely i was told today that gmac will be found in contempt of court being that gmac is in violation of the us bankruptcy code.
I have written a letter also to the attorney general of the state of CT Richard Blumenthal asking him to put a stop to this under handed credit reporting. This account should have not been reported like this.
I am going after gmac legally as well. Tomorrow I am going with my attorney and I am filing a lawsuit against gmac for defamation, willful injury and violating the fcra section 623, as well as numerous other charges like unauthorized credit inquries after bankruptcy.
If they, gmac, reported this right from the start this would never had happen. Even trasunion agrees with me but they only report what gmac reports to them. Once I get a case #tomorrow and a process server to serve gmac I will keep you posted. I also sent a letter to the editors of the new haven register and the ct post in bridgeport they express interest in my story. Hope it will be picked up on one of the nations wire services as well.
Best wishes to all,
Phyllis
EAST HAVEN, Connecticut
U.S.A.
I puchased a recent copy of my transunion credit report and it lists gmac as a profit and loss charge off listing 7/2003 as a charge off date. Now I am aware why I can't get any credit. This has literally destroyed my credit score.
I spoke to the clerk at federal bankruptcy court. The judge was given copies of my transunion credit report more then likely i was told today that gmac will be found in contempt of court being that gmac is in violation of the us bankruptcy code.
I have written a letter also to the attorney general of the state of CT Richard Blumenthal asking him to put a stop to this under handed credit reporting. This account should have not been reported like this.
I am going after gmac legally as well. Tomorrow I am going with my attorney and I am filing a lawsuit against gmac for defamation, willful injury and violating the fcra section 623, as well as numerous other charges like unauthorized credit inquries after bankruptcy.
If they, gmac, reported this right from the start this would never had happen. Even trasunion agrees with me but they only report what gmac reports to them. Once I get a case #tomorrow and a process server to serve gmac I will keep you posted. I also sent a letter to the editors of the new haven register and the ct post in bridgeport they express interest in my story. Hope it will be picked up on one of the nations wire services as well.
Best wishes to all,
Phyllis
EAST HAVEN, Connecticut
U.S.A.
5 Updates & Rebuttals
Alexander
Vienna,Virginia,
U.S.A.
Let me know if you have found any ongoing claims against GMAC to participate in
#2Consumer Comment
Sat, November 03, 2007
Please let me know if you learn of any ongoing claims or lawsuits against GMAC that I could participate in. They have probably deprived me of who knows how many loan opportunities. Thanks, Alex
Alexander
Vienna,Virginia,
U.S.A.
Let me know if you have found any ongoing claims against GMAC to participate in
#3Consumer Comment
Sat, November 03, 2007
Please let me know if you learn of any ongoing claims or lawsuits against GMAC that I could participate in. They have probably deprived me of who knows how many loan opportunities. Thanks, Alex
Alexander
Vienna,Virginia,
U.S.A.
Let me know if you have found any ongoing claims against GMAC to participate in
#4Consumer Comment
Sat, November 03, 2007
Please let me know if you learn of any ongoing claims or lawsuits against GMAC that I could participate in. They have probably deprived me of who knows how many loan opportunities. Thanks, Alex
Alexander
Vienna,Virginia,
U.S.A.
Let me know if you have found any ongoing claims against GMAC to participate in
#5Consumer Comment
Sat, November 03, 2007
Please let me know if you learn of any ongoing claims or lawsuits against GMAC that I could participate in. They have probably deprived me of who knows how many loan opportunities. Thanks, Alex
Krista
Wichita,Kansas,
U.S.A.
It would stand to reason a lease is different
#6Consumer Suggestion
Fri, September 26, 2003
I am not a lawyer, but I do work with leases. It would stand to reason that a lease would be handled differently under bankruptcy... The "lease" obligation would be discharged, but what about the fixed purchase price? If you didn't return the car, they may be able to come after you for the fixed purchase price of the vehicle. The "lease" obligation and the "end of lease" obligations are two completely different things. I would suggest asking the lawyer about that. GOOD LUCK!
