I never received the Amex cards I ordered for my two clients from Carl Saunders in early and mid-October. Neither did at least 10 other people working under 3 other brokers that I'm aware of. I spoke with Carl several times, and he told me that the things written by Steve Bernola - one of the first Ripoff complaints I read againt Carl - were "lies, all lies." I believed him then. Now I know Steve was telling the truth.
If you go to Merchant Circle dot com, you'll see GLOWING reviews about Gryphon Investment Group, now called Gryphon Investment CONSULTING Group LLC. Take a closer look at the pattern of lowercase letters for first and last names, or last names of these people giving testimonials. Look at the spacing after each sentence. And look at the grammar, spelling, and general punctuation. Lots of similarities between them, right? Having dealt with Carl, I now know that these were all written by the same person, not 10 different people with good experiences.
Believe the scam complaints!!!! Don't get taken by this guy - or anyone who is selling you a $100,000 Amex card whose processor is Carl Saunders. Carl will lie and tell you these complaints are lies. It's true that sometimes clients get pissed off and falsely mouth off on these forums to get back at a processor. In this case, however, I know by personal experience that the people sharing their experiences are not lying. Carl Saunders - I'm 99.99% sure - is the same person as Gregory Julliay, though he tells you Gregory is a separate entity, owner of "the corporation." "The corporation" has no name.
He names other scammers and tells you not to do business with them, do it with him, and tells you stories of clients who've come from scammers to him. He might even give you the number of one or two associates who will swear they got cards from him. He tells you he has tons of investors ready to invest millions in your other projects, just send them to him. He sends you current "proof" of recent email testimonials, all with the same bad grammar, punctuation, spelling, etc.
Then he pressures you if you hesitate, telling you other brokers are "go-getters" and submitting tons of clients, or that he will cancel your application. He gives excuses when the deadline for receiving your card comes and goes. He's very available to take your money, but not to follow up weeks later when the deadline is past. After a point, you don't hear back from him at all whether you call, text, or email. Gone - poof. In the wind.
At the very least, if you are going to try him out, do not do ANY business except with a credit card. That way, when things don't work out - and they will not - you have legal recourse and can charge back your money. DO NOT do the GreenDot MoneyPak which he offers. I knew not to do it, but against my better judgment went ahead, believing his BS, and got ripped off $2,850. Save yourself the losses. You've been warned.