Last week (monday) I had received a letter and a check with my name on it, and I had read some of the letter because I didnt give it too much attention due to the fact that I was in so much shock. But the little that I did read it said something about me winning the lottery of 19,800.00 and a trip to the Bahamas and the check that had my name on it was of 1,749.30. I was so in in shock about this I was thinking that this was all too good to be true, because I was in debt, my car needed to be paid off, and I needed to get some bills paid off.
So I took the check to my brother and asked him and we both looked at the check and looked for the watermark on it and we had found it, so me and my brother had took the check to the bank and was able to cash it. After I had cashed it I was overly excited and went to pay off my car and paid off some other bills then went shopping for my lil girl and in between times I had kept gas in my car and went out to eat, I gave my mother some money towards her bills and gave some money back to someone I had owed some money to.
Once I got home I decided to call the # on the letter because it said claim your prize before june 21, 2007. So I called and I had spoken with a lady and she was like did I send off the 1,749.30 and I was like no because I didnt know I was suppose to send it off so she had asked me how much did I have left, and I told her 300.00, I had 450.00 but I still needed to get something fixed on my car so I only told her I had 300.00 so she told me to just send that off and they will just deduct the other 1,449.30 from my grand total so I told her that was fine. So I sent off the money or whatever and I had called her back to let her know that I sent it off and she told me that I should be receiving my 17,000 and whatever amount within 4 business days.
I was very excited at this point, so friday night I stopped by the store on my way home to get and lil girl something to eat and my card was going through as not authorized, so I checked ot on the atm and it said that my card was invalid. So saturday, I hd called to speak with a rep from my the bank that I had an acct. with and she had told me that my acct. was -1,749.30 overdrawn. She had told me that the check had bounced. I was so devastated and felt very sick to my stomach because now I was just like I dont have that kind of money, I dont have a job, and I most definetly dont need to get into any trouble due to my daughter. So I called the lady from the company and told her about the check and she told me that she would call me first thing monday morning to find out what was going on and now, here it is monday morning and I didnt receive a call, so I called them and it is now saying this number is unavailable at time please try back later.
I am now very afraid and scared because I don't know what to do, I never been into any trouble (besides 2 little speeding tickets) I dont have the money to pay it back and I just dont know what to do, if anyone can help me please email me at (((ROR redacted email for security urposes))) on what to do. PLEASE!! I was also thinking that the bank shouldve been able to tell about the check once it scanned and I wouldve known right then, it wouldnve been cashed in the first place. Oh my God, I just dont know what to do now!
Cherie
Nashville, Tennessee
U.S.A.
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