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  • Report:  #579721

Complaint Review: Harvey Garte and Gerlinda L. Baca - Santa Ana California

Reported By:
Taken advantage of - STOCKTON, California, U.S.A.
Submitted:
Updated:

Harvey Garte and Gerlinda L. Baca
3100 S. Harbor Blvd. Suite 190 Santa Ana, 92704 California, United States of America
Phone:
Web:
www.mortgagerestruct.com
Tell us has your experience with this business or person been good? What's this?

Donot use them unless you have extra money.  Promise loan modification when paid will NOT delivery.  Claims to use attorney Gerlinda L. Baca she can not be reached. Maria Avalos is case worker.Located in Santa Ana Ca ,3100 Harbor Blvd. Suite 190.  (949) 235-6430 (714) 542-2800. Others have complained at the BBB he got me for $1,800.00 and wanted more with out doing anything but a foreclosure date. They will get theirs.



1 Updates & Rebuttals

Thomas

Wyckoff,
New Jersey,
United States of America
Exactly as Explained

#2Consumer Comment

Thu, May 03, 2012

I used Harvey's group to help me with my mortgage restructuring.  He did everything to the letter of what was explained.

I was told that they would review my case and give me an opinion as to the likelihood of getting my mortgage restructured.  He also told me they do not have final say,  the bank does.  Based on his experience and the criteria of other deals they would give us their opinion if it would go through.  After they got all my information they would pre-approve me based on the criteria the bank laid out

It was then explained to me the structure of payments. It was also told me they would work hard for me to get the modification but it was not guaranteed.  I was told to respond quickly, not to speak directly to the bank (refer all questions to them), and provide the most up to date information.

I did exactly as they said.  After 4 months of back and forth I was approved.

I did what they asked and I was happy to have success. 

If others heard what they wanted to hear and did not give truthful information upfront maybe they didn't get approved.  I am sure the process they used with me and the information they told me was the same they told everyone.

So if a person listend they would not be disappointed with the service

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