Lajntx
Gladewater,#2Consumer Comment
Fri, February 06, 2009
Ok Mazda Lover, this comment about people with bad credit will always have bad credit is way over the top. Many well off people have experienced financial ruin before finding something that works. I unfortunately ended up in the catagory of bad credit, and I am sure a there is a set of circumstances that would bring you into that catagory as well. Like the original poster, I find myself in a situation of needing to purchase a car since the one I have is at the end of its useful life. Are my choices limited? Of course they are. In years past, I could simply go find a car, sign my name, and go. That's no longer the case and I need to be careful where I do apply. Like the OP, I cant go all over town to all the dealerships that like to promote they cater to people in my situation to help rebuild my credit only to be told No, strung along, lied too, forced to look elsewhere, and have my low FICO lowered even more in the process.
Mazda Lover
Mansfield,#3UPDATE EX-employee responds
Fri, January 30, 2009
You know it is funny that people with bad credit always feel they have been mistreated by banks or car dealers. You have not shown any responsibility for your credit situation. In other words you have screwed everyone you owe money to. I used to work at Hiley Mazda of Hurst and I know for a fact they do not even use that many banks. They only have 3 banks that they use for BAD CREDIT people like yourself. If Enterprise was so great to you then why didn't you buy the car from them in the first place? Why because they did not have you approved. What Hiley should have told you was the truth. That is that "We really do not want to give you a loan sir because we know you will never pay it back". People with bad credit never change and you will always have bad credit. So look in the mirror and blame yourself.