I was defrauded by Mr. James Hunt. I engaged Mr. Hunt to repair my credit and I paid him a $500 fee to provide such services. After I had paid him in advance, Mr Hunt sent me a “credit repair” package to send to the Credit Agencies. This package included documents for me to sign whereby i would be claiming that my identity had been stolen, along with providing me instructions that I should go to my local police department to report my wallet had been stolen or lost (which it had obviously not been).
Mr. Hunt stated in his instructions that then i should send his letters which referenced the “falsely” claimed stolen identity to the credit agencies, along with the police report claiming that my identity had then been stolen- and that the charges, notations on my credit report were therefore inaccurate and not my accounts.
I believe that this is bank fraud and wire fraud and also illegal because of going to a police department and falsely claiming that my license had been stolen. Mr James Hunt’s direction and business model appears to me to be outright criminal, fraudulent and completely inappropriate. This is NOT what I hired him for.
When I explained that I was unwilling to commit these acts of fraud I requested my money back and showed him that his documents directing me to commit fraud had been unsent, he did not return my $500 fee and tried to get me to send him the evidence back to him (his documents) with his re-assurance that he would send the fee back upon my return of the evidence.
Please, be very careful with this person, he clearly is behaving in a manner that likely will get him into some form of trouble and I would not want to be identified as one of his clients when and if that trouble appears. I would not want my name associated with him nor these practices for fear of some future problem or investigation by being associated with him and his business.
james hunt
atlanta,#2REBUTTAL Individual responds
Fri, September 22, 2017
Don't beleive this person, this person sought to hire someone to dispute accounts that they knew belonged to them, but when they did not get the result that they wanted, they filed this complaint. Why was this person hiring someone to dispute the accounts that they would later admit belonged to them. You should not feel sorry for this person, they cannot be trusted.
james hunt
atlanta,#3REBUTTAL Individual responds
Fri, September 22, 2017
This person has chose to misrepresent the truth, and is deliberately lying. This person asked to have credit disputes prepared stating that none of the accounts belonged to her, and the disputes were prepared with that assumption. But when every account was not removed, they demanded a refund. I did not advise this person to get a police report, instead this person told me that she had one, People who knowingly hire others to prepare credit disputes that state that the accounts were not theirs, expect that creditors will immediately remove the accounts, however, when creditors verify that the accounts belong to them, they want a refund. This person had no grounds to file a credit dispute, because they later admitted to being responsible for the accounts being disputed. This person has used me to file false complaints to the credit reporting agencies, and is using this web site to continue to file false complaints. I have advised this person that her time would be better spent making payments of the debts in their credit reports, and eventually reestablishing their credit.
Lois Griffin
Alabama,#4Consumer Comment
Tue, July 04, 2017
I'm sorry this happened but that is what all these "credit repair" companies do. They charge you for what you can do for free (dispute the debt), and once the creditor has validation of debt (ie. payments you made on it, prior acknowledgement of the debt), it goes right back on your credit. Again, im sorry you were scammed, but you have HUGE company... This is the newest thing to scam desparite people out of their money