- Report: #1492049
Complaint Review: John Delp - sinking spring PA
-
Author Not Confirmed
Why?
John Delp
230 Bainbridge Circle sinking spring, 19608 PA, United States
Phone:
4847941121
Web:
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
John Delp took my money and never delivered sinking spring PA
I bought a credit sweep from them on December 18, 2019, for $995.00 that came with a tradeline, the tradeline is the only thing that posted, and nothing was ever removed from my credit report, they kept sending me messages that they never received all my information, to get started on the credit sweep, and now its February 21, 2020.
nothing has been removed still, I would like my money back, very disaponted in this service I had to send messages and phone calls constantly and nothing was being done, it would take 3 to 5 days for someone to get back to you.
1 Updates & Rebuttals
Jim
Anaheim,California,
United States
Another Scammer Filing a Complaint
#2Consumer Comment
Fri, February 21, 2020
I bought a credit sweep from them on December 18, 2019, for $995.00 that came with a tradeline... So you went to someone who fraudulently put a tradeline that doesn't belong to you on your credit report in order to boost a credit score and then try to remove the other bad items on your report. So let's break this down:
1. There is no one who can remove items on your credit report if the items are verified by the creditor; in fact if you make too many attempts to remove the item, it won't ever be removed until the 7 year period is up if you choose not to pay it off. The only way someone can PROMISE something like that is by committing fraud.
2. A tradeline will only increase a credit score by 30-60 points. If you have several bad items on your report, then you need something like 2-3 tradelines on your report for every one bad item in order to offset that one bad item. One tradeline and a credit sweep isn't going to do much for you if you have several items you want removed from your credit report.
3. That tradeline will only stay on your report for another few months or so - no one can promise a tradeline can stay on your report permanently either; there are loads of people complaining on this site about a tradeline disappearing....without realizing the tradeline isn't permanent.
The only way to improve your credit score is by paying off your debt. There are no shortcuts.... The $995 would be put to better use by paying off your outstanding debt.
