Jonathan Herbert also Known as a Jay Strong called me stating that the company he originally signed me up for; for debt reduction was under investigation, and he said that they were gonna go out of bussinness and take my money, I was actually satisfied with this company by the name of CWDSI/Consumer Wise Debt Solutions Inc., and I actually had 2 of my creditors settled at 20%, however, he said that I was in risk of loosing everything, even my home, he also said that I was gonna be qualified for a governement home option, rescue plan by Obama, if I were to sign up with his new company National Center for Debt email/ mcdusa.org and he needed me to leave this company immediately, I trusted him so I did left the company right away, they stated he was going to take out $400 for the intial deposit, and that I was going to be out of debt in 2 years, when he had me on a 5 year plan with the other company, he stated " this is a very extensive plan" we will settle at 15%, I 'm negative on my account because there was $1,800 dollars taking out of my account, Brad Martin verified the call, scam artist, I called back to see what was going on, and what was happening with my money, long story short there was a spanish lady in the other end of the line, saying I don't speak english. Morefoward, I contacted CWDSI, to find out why Jay left, suprisingly enough they were in bussinness and very professional, he said that he was doing some fraudulent activities and lying to clients, so I enrolled back with them, and hopefully will have my third account settled soon, however, still yet to see my $2,400 because of overdrafts in my account, for Brad Martin and Jay Strong, never heard from them it's been about three weeks, I call 10 times a day, tried to find out about National Center for Debt, the company that the two scam artists are with, and still now answer, I have 2 kids, and I don't even have money to buy there groceries so they can eat, no, I' wish something could be done, do not deal with National Center for Debt they are a scam