Do not open an account with this rip-off artists. When I received my recent statement, I realized they charge me $3.00+ for the overseas calls I made. Other than this company no one in NY City area charges more than $1.00 for the same calls. When you call the company, wait more than 45 minutes to ask if there is any mistake or a plan that wouldnt charge these outrages per minute charge the answer is NO. Take it or leave it.