I was charged $119.95 on my credit card for a fraudulent program that I supposedly signed up for with the purchase of a college yearbook. I never signed up for this program and the person I talked to(Mary) was very eager to hang up on me when I finally got through on the 7th call. I have not been credited back for this so-called error as I write this. Anyone else who has this problem can get on-line and contact Gorin and Gorin law firm in MIchigan. They are currently handling law suits against companys of this nature.