- Report: #452461
Complaint Review: Peak Credit Services - Largo Florida
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Peak Credit Services
10225 Ulmerton Road, Suite 7-B Largo, 33771 Florida, U.S.A.
Phone:
877-586-1477
Web:
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Peak Credit Services - Stephen A. Cerrone Company states i owed NOW YOUR TALKING EX DBA CE 831.62 for Cingular phone i never bought Largo Florida
Peak credit services has called and written me and harrassed me stating i owe "Now Your Talking EX DBA CE $831.62 for a cell phone i never bought or used. I checked with ATT formerly Cingular who verified the phone number was never issued to my name. Scarry, they have an old debit card and a copy of my drivers license.
Linda
Port charlotte, Florida
U.S.A.
Linda
Port charlotte, Florida
U.S.A.
4 Updates & Rebuttals
PEAK CREDIT SERVICES
largo,Florida,
USA
CONTRACT
#2REBUTTAL Owner of company
Wed, June 08, 2011
I am the owner of Peak Credit Services, LLC, and feel it is necessary for me to comment on these so called rip off reports. First, every one of these people fails to remember, they signed a contract. The problem is, when someone goes to a third party dealer of a major cell phone seller, they are so happy about getting a cell phone that they will sign their first born away, just so they can talk without wires.
The truth is this, before the customer gets the cell phone, they signed a contract from the cellular provider, (Sprint, T-Mobile, ATT and Verizon), they also signed a contract with SecureIt, the contracts in which I own. I have in my files a copy of a sign contract and a photo id, from all customers.
The problem is this, as soon as the new cell phone is activated the cellular provider pays the dealer a $400.00 commission, (line 5 on the SecureIt contract), they also receive the cost of the equipment the customer purchased, (line 3 of the SecureIt contract). All customers have a 30 day free look period, (line 7 of SecureIt contract), if not satisfied, return within the 30 days no obligation. After the first 30 days the customer is required to keep the service for a minimum of 180 days, (line 6 of the contract). The problem is, these people deactivated their cell service and the dealer lost their commission, which the customer agreed to pay if they did in fact deactivate (line 2 of the contract.)
It comes down to this, I am a RIP OFF because people did not READ the contract before signing.
People need to take responsibility for their own actions. I love when someone tells me, I never read the contract, or I was not told that. Again, TAKE RESPONSIBILITY FOR YOUR OWN ACTIONS, STOP BLAMMING OTHERS. YOU OWE THE BILL
Sheila
Lakeland,Florida,
United States of America
Peak Credit Services
#3Consumer Comment
Fri, September 10, 2010
Stephen A Cerrone, you are a bad person and a bottom feeder. You are in possession of fraudulent accounts and think that people are as ill-informed as you are. Shame on you!
Linda
Port charlotte,Florida,
U.S.A.
Mr. Cerrone is trying to scam me
#4Author of original report
Wed, July 21, 2010
this company has threatened me with lawsuits and is baiting me to contact them saying i have paid them some money keeping this problem in my credit report and obviously admitting to the purchase and contract. they have sent me a form letter saying they would also now agree to a 25% settlement to which i have not responded.
the problem is, I never went to "beeper and phones", not sure of the name...to purchase a phone. i have always dealt directly with ATT and again they verify i have never owned a cell phone with the number Mr. Cerrone states was mine.
i have excellent credit with ATT, always pay my bills on time, as he (Mr. Cerrone) can see when he looked at my credit.
i am a senior citizen and will not be scammed!!! nad apparently will have to live with the hit he placed on my credit report. shame on him.
PEAK CREDIT SERVICES
largo,Florida,
USA
CONTRACT
#5REBUTTAL Owner of company
Tue, July 20, 2010
Peak Credit Services, LLC purchased the rights to all accounts regarding to Beeper N Phones, (dealer). The facts are such that anyone who went to Beeper N Phones to apply for cellular services with any major cell phone companies, (carrier),were required to sign a contract with the individual cellular service carrier as well sign a second contract with SecureIt. The reason for the SecureIt contract is that the dealer earns a commission from the carrier on all new contracts signed. The customer must keep his/her cell phone for at least 180 days. Failure to do so would result in the carrier back charging the dealer (financial damages) for their commission and cost of the phone. All customers signed the contracts, provided photo id (driver license) and additional form of identification (some form of credit card or debit card). If the customer refused to read the three page contract, why that it is my company is the "rip off" company. Remember, it is the customers responsibility to read and understand all points in a formal contract. If they do not agree with the terms and conditions, my recommendation is do not sign and walk away.
