Robert
Birmingham,#2General Comment
Wed, February 03, 2010
I was contacted by the same company on January 22, 2010. I spoke with a Mr. John Christian (Loan Representative) who presented me with 3 options, 1. Collateral (home, land, etc) Loan, 2. Cash Collateral Loan (pay first 4 installments upfront), and 3. Credit Insurance ($1000, 10% of the loan amount). I was wary because upfront money was required to be paid to receive the loan. However, option 1 seemd to be a twist on the normal cons since dealing with property is much more involved and probably not worth the trouble for a con. Some other things didn't make much sense either like option 3 would be cheaper than option 2, so why... well, anyway. I asked him to email me all the options so that I may review them and make a decision.
I reviewed the options and also researched the company. There was no mention of the option 1 in the information emailed and I couldn't find anything on the company other than the company's simple (easy to throw together) web page. I even search here on ripoffreport and nothing was found. Since Relaxe Financial Exchange is in a different country, I didn't think it likely that I could pursue them in a court system if I sent money and RFE did not keep up their end on the deal. So, I just returned the call.
Today, I got another voicemail from Mr. Christian. I decided to search for the company online one more time and found this report. I called Mr. Christian at the number provided 866-511-5054, but only got his voicemail. I left a message and informed him that there is no need to return my call if it's a scam. If he returns my call, I will hear him out and update this report. It could be that it's a legitimate company and some other people are using the company's profile to run a scam. None of the people mentioned in the original report were mentioned in the email I received.
The following is contact info I've taken from the email, the address is the same as listed in the original report:
Email: [email protected]
Phone: 1-876 395 2681
Fax: 1-800-521 8430
In addition to the Loan Representative, John Christian, the email included Branch Manager Christina Ross, Isurance Adjuster Rick Morgan, and President/CEO Mr. Paul Russell.
I hope this information is helpful. And please be cautious of anyone asking you to send money to them. Particularly, if the money is to be designated to a individual's name rather than a company.