RESTReportMatters.com
San Diego,#2REBUTTAL Individual responds
Mon, November 05, 2012
As an independent representative of Real Estate Services and Technology's Mandelman Matters RESTReportMatters.com, I welcome the opportunity to address your public complaint.
I am certain REST Report Matters did not take your money and not give you something in return, such as our Loan Disposition Analysis Report, commonly referred to as The REST Report Matters.
If you can contact me with the proof that you paid REST Report Matters and I cannot prove you or Haffar and Associates received your unique loan disposition analysis, then I will refund you what you paid to REST Report Matters, but not what you may have paid Haffar and Associates since I am not and never have been Haffar and Associates, but I was his office manger for operations until August 2010.
I was an employee of that firm for almost two years as a full time independent contractor who was under paid by over $90,000 and have the documentation to prove it.
I personally contacted Alma Cueto at the California Bar Association [email protected] (213) 765-1154 about Mr. Haffar's abandonment of client files and his abandonment of his duties as an attorney.
My attorney of record and employer, Mohamad Haffar, was disbarred from practicing law but him and his wife, Maya Haffar are still working in real estate now as licensed agent (maya) and broker (mohamad) in good standing since 2005.
I think that Mr. Haffar obviously did a lot of wrong to the people he abandoned (see the class action law suit against him and his firm) and you seem to be one of them, and I am sorry for that, but I cannot control the actions of another person or corporation.
I believe, after working closely with Mr. David Cameron Carr, http://www.ethics-lawyer.com/ on several state bar complaints, that I was not the reason why you lost your home, your $3,500 and the $400 and/or $600 you paid Haffar & Associates.
I don't see a complaint on here about your mortgage servicer but i am sure they were responsible for the foreclosure, not Haffar.
Haffar may have been negligent in handling your case, but the servicer decided to foreclose.
By February of 2011, Mr. Haffar, after getting married in Syria, shut his practice down because of financial reasons and then was disbarred earlier this year after settling with the State Bar.
You can apply for the victim's restitution fund at the State Bar if you haven't already.
RESTReportMatters.com was founded by Michael Nazarinia and Charles Everette Rose Charlie Rose in August of 2010 to help Haffar and Associates clients to run analytic software using a consumer use version of the Treasury's HAMP formulas as Haffar stopped taking on new cases in September of 2010.
This was done after months of working and testing with Martin Andelman of Mandleman Matters and Mohamad Haffar of Haffar and Associates as well as David Wenzel Smith of California who will verify these facts as he was the first test subject.
There is pending litigation against Haffar and Associates and that is true, you should contact dumontlaw.com, please send an email to [email protected] or call 408-866-4460.
I agree, Mr. Haffar and Charles Everette Rose aka Charlie Rose have both been defaulted out of that case and will take the court's judgement and are no longer defending themselves.
You can read the public information at the court's website from Ms. Dumont's web site.
Here are my references if you doubt my sincerity and offer, as I have been victimized by Haffar's neglect as well, and I am sympathetic to all of his former clients.
I already provide the relevant authorities with over 14,000 documented messages that Haffar's independently owned answering service took for the firm from clients such as yourself.
They already have all of the corporate emails.
One attorney who knew of my work at Haffar and Associates was Bonnie Kane, who will attest that we helped her client and she can be reached (619) 338-0660 and here is here bar profile:
http://members.calbar.ca.gov/fal/Member/Detail/167700
I now work independently with homeowners and advocates such as the law office of Robert L. Brooks and he can provide a reference if needed as well.
(480) 466-4100. [email protected] is his email
I have also worked with the law office of Mark Zanides as well and you can contact him as well to check my personal references. 949-545-6526 is his office number and here is mandelman's spotlight on him:
http://mandelman.ml-implode.com/2009/12/spotlight-on-mark-zanides-attorney-at-law/
Here is a link to trusted Mandelman Matters Attorneys in your area:
http://mandelman.ml-implode.com/trusted-attorneys/
Here are a few articles written about RESTReportMatters.com and articles I have
written:
1. yelp.com page:
http://www.yelp.com/biz/rest-report-matters-san-diego
2. my yelp robot filtered page from real users. if you want to speak to any clients, just ask me for a reference, yelp has something against asking real clients to post their feedback so their robot's filter them out:
http://www.yelp.com/filtered_reviews/5z5hNQ1140J6FMDi-zuQvQ?fsid=3cebf8GVkjeC4JKafHbTOw
3. my article about why the rest report matters:
http://www.loansafe.org/why-the-rest-report-matters
4. my loansafe page for rest report matters users and results, if you want to talk to anyone on this thread, let me know:
http://www.loansafe.org/forum/loan-modification/37328-rest-report-restreportmatters-com-forum-users-results.html
5. skeptic buys report and details use:
http://www.loansafe.org/forum/loan-modification/42339-skeptic-buys-rest-report-i-will-detail-entire-process-answer-any-questions.html
6. free find out if you qualify thread where users post their scenarios for freeanalysis of income and property using 9 inputs:
http://www.loansafe.org/forum/loan-modification/40270-find-out-now-if-you-even-qualify-loan-workout-solution-post-your-situation.html
7. my article about Freddie and Fannie:
http://ml-explode.com/2012/04/bank-of-america-freddie-mac-and-fannie-mae-denials-for-modification-sent-out-in-error-due-to-system-mistake/
8. my article about how a loan mod can be modified again:
http://loanworkout.org/2011/03/a-loan-modification-can-be-modified-again/
9. my article about co-loss mitigation programs:
http://www.loansafe.org/re-modification-of-mortgages-and-mortgage-servicers-co-loss-mitigation-programs
10. my article about million dollar loan mods at 2%:
http://www.loansafe.org/mortgage-servicer-grants-million-dollar-loan-modification-at-2-percent-to-companys-client
So as you can see, I have nothing to hide personally.
Please feel free to contact me at [email protected] 9am to -5pm PST 877-737-8440 ext 129.
lastly, please visit this page, you may have been a victim of improper foreclosure:
www.independentforeclosurereview.com