A few months back, my sister didn't have any money. She asked to use my card for a $1.95 resume template. I was hesitant because I have always used free templates. After finding out that my debit card has fraud issues, I saw that there was a recurring charge for $39.99 on my account. I had no idea what this was. Apparently, the $1.95 is a free trial after which you have to pay $39.99. For what?! This is absolutely absurd. In terms of crime this should be on an episode of American Greed! It is pure genius coming from a criminal standpoint.