- Report: #756848
Complaint Review: Robinson Reagan & Young /Collection law firm - Nashville Tennessee
Reported By:
Musiccityjean -
Nashville, Tennessee, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
Robinson Reagan & Young /Collection law firm
105 Browadway #300 Nashville, 37201 Tennessee, United States of America
Phone:
615 726 0902or 292 8407
Web:
Categories:
Business Rating:
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Robinson, Reagan & Young /Collection law firm These are the guys that give lawyers a bad name Nashville, Tennessee
Mistake number one, I did not check my credit report for over a year. Mistake number 2, I tried to resolve an issue that seems fairly straightforward.
I pulled my report on line in May 2011 and noticed a ding from a local collection law firm, Robinson, Reagan and Young (RR&Y), all three credit agencies noted it was from Comcast back in 2008. Well, funny thing...here I sit in my living room with Comcast on my TV. Have had the service since 2005, never been cut off, never not paid my bill. Go figure!
So, I call Comcast, who by the way were very nice. I asked the billing department to check all my addresses and see if I missed 172.00 somewhere. I also asked them to check my SS# just to make sure....They said no, I was in good standing at each address and transfered by service without any problem each time I moved. No equipment outstanding. So, I figure easy fix right?
Not so fast....I sent certified letters to RR&Y, and each credit agency (the big three). Told them who I spoke to, informed the debt is not mine and asked for validation as the original creditor states I owe no money. I even obtained an "internal investigation" claim number from Comcast with the name of the two billing supervisors that did the internal investigation. Letters sent on 6/6/2011.
Two weeks later I start to receive responses from the big three credit agencies, come back as "verified". Next round of letters go out. Again, gave name and number of who I spoke to, have not received any "validation" from the law firm. Second request for "validation" of the debt to the collection agency, RR&Y. Again, no response. I can hear crickets.....
Begining of July, still within the dispute period, low and behold my credit report is changed from "upaid" to "paid". Shows date of last payment June 2011!! Well I'll be darned!
Third set of letters, stating ....still no validation of the debt, change is made without validation, change from unpaid to paid is an attempt to "re age" the account. Third round of letters, I ask they show proof it was paid in June, 2011...show me a check, debit card, who paid it. I sure did not!
So, here we are, I have been turned down for a loan, have had no response to my request for validation and no proof I paid this debt.
I have just sent out certified return receipt letters to the credit agencies included a notorized copy of my June bank statement (all account numbers blacked out), shows no payment to the collection agency or anyone in the amount of $172.00 for the month of June. Copy of all previous letters and requests for validation, copies of the certified mail receipts. I included a copy of all three credit agencies reports initially showing the account with Comcast as past due since 2008 with a balance of $172.00 then in July changed to "paid" / last payment date June 2011.
I have cc'd this to the FTC, BBB and the State of Tennessee Attorney General.
Is there anything else to do but sue?? I am currently looking for an attorney to file suit for violation of my rights by the collection agency and the credit reporting agencies. I still want the item deleted from my credit file, but now I am really p'd off!!
I pulled my report on line in May 2011 and noticed a ding from a local collection law firm, Robinson, Reagan and Young (RR&Y), all three credit agencies noted it was from Comcast back in 2008. Well, funny thing...here I sit in my living room with Comcast on my TV. Have had the service since 2005, never been cut off, never not paid my bill. Go figure!
So, I call Comcast, who by the way were very nice. I asked the billing department to check all my addresses and see if I missed 172.00 somewhere. I also asked them to check my SS# just to make sure....They said no, I was in good standing at each address and transfered by service without any problem each time I moved. No equipment outstanding. So, I figure easy fix right?
Not so fast....I sent certified letters to RR&Y, and each credit agency (the big three). Told them who I spoke to, informed the debt is not mine and asked for validation as the original creditor states I owe no money. I even obtained an "internal investigation" claim number from Comcast with the name of the two billing supervisors that did the internal investigation. Letters sent on 6/6/2011.
Two weeks later I start to receive responses from the big three credit agencies, come back as "verified". Next round of letters go out. Again, gave name and number of who I spoke to, have not received any "validation" from the law firm. Second request for "validation" of the debt to the collection agency, RR&Y. Again, no response. I can hear crickets.....
Begining of July, still within the dispute period, low and behold my credit report is changed from "upaid" to "paid". Shows date of last payment June 2011!! Well I'll be darned!
Third set of letters, stating ....still no validation of the debt, change is made without validation, change from unpaid to paid is an attempt to "re age" the account. Third round of letters, I ask they show proof it was paid in June, 2011...show me a check, debit card, who paid it. I sure did not!
So, here we are, I have been turned down for a loan, have had no response to my request for validation and no proof I paid this debt.
I have just sent out certified return receipt letters to the credit agencies included a notorized copy of my June bank statement (all account numbers blacked out), shows no payment to the collection agency or anyone in the amount of $172.00 for the month of June. Copy of all previous letters and requests for validation, copies of the certified mail receipts. I included a copy of all three credit agencies reports initially showing the account with Comcast as past due since 2008 with a balance of $172.00 then in July changed to "paid" / last payment date June 2011.
I have cc'd this to the FTC, BBB and the State of Tennessee Attorney General.
Is there anything else to do but sue?? I am currently looking for an attorney to file suit for violation of my rights by the collection agency and the credit reporting agencies. I still want the item deleted from my credit file, but now I am really p'd off!!
3 Updates & Rebuttals
Steve
Mesa,Arizona,
USA
They messed up my credit, too
#2Consumer Comment
Sat, July 25, 2015
I received a letter from them announcing that they would have a debt entered into my credit report with all 3 credit reporting agencies. I responded via certified mail and told them that i don't owe anything to Century Link. Instead of reesponding to my letter or explaining why they believe that I owe them money they just entered it into my credit report. I found out about this, after my credit application was declined.
It is really sad that in a civilized country which is supposed to have a justice system, any big company can tell lawyers like Robinson, Reagon & Young "Hey, there is this guy who we don't like because he caused us some trouble, can you go ahead and enter something negative in his credit report ?"
(I had filed a complaint against Century Link with the Arizona Attorney General for breach of contract... this was obviously their way how to show me who they are).
In other civilized countries, a defendent has an opportunity to talk to the judge, to present some evidence and to defend himself. In this beautiful country of America big companies like Century Link obviously don't have to go to court... Credit reporting agencies won't even tell you that some collection agency filed something negative. It does not make a difference if someone files a valid judgment issued by a court of law or simply states "this guy has a debt", the result is the same: your credit application will be declined.
Rebecca McQuaid
Newport News,Virginia,
This Law firm got me too
#3Consumer Comment
Sat, December 27, 2014
I have just received a hard credit on my credit report from this same law firm. I have never had comcast while I lived in Knoxvle Tennessee. And hard credit is for $1100.00. I about died. I called Comcast and spoke with a lady who could not bring up any information on me by name, social security number or old address. I moved from Tennessee February 2009. I have been hit with this law firm April 2009 to current December 2014. I just called this law firm but no answer. Left information for them to call me back. Let's see what happens. Will post again when I find out what is going on.
RRY
Nashville,Tennessee,
United States of America
Robinson,Reagan & Young
#4UPDATE Employee
Wed, December 28, 2011
We at Robinson, Reagan & Young would ask that the author of this complaint contact our dispute department directly to discuss this situation as we are unable to identify the account you are referring to with the limited information given in this statement. We make every effort to insure that disputes are handled in a timely manner and within the bounds of the law.
