My mother was contacted by an "Agent Bennett" from Rosenthal, Stein And Associates, LLC. This "Agent" proceeded to tell her that he was looking for me, gave her my date of birth and the last 4 digits of my Social Security Number. He identified himself as being an agent with the Armed Forces of the United States. He also told her that it was in reference to a payday loan.
This "Agent Bennett" proceeded to tell her that if I did not call back by 1600 EST Monday that their company would arrive at my house with an arrest warrant to arrest me without having to go through the county sheriff's department as it was a "Federal Case" and the State of Arkansas and my county would not have proper jurisdiction. All of which she knew was false because she is a Circuit Judge.
When she informed this "Agent Bennett" that she was a Circuit Court Judge for the State of Arkansas and the information that he was disclosing to her was a violation of Federal Laws and of the State of Arkansas, this "Agent" promptly told her that she could take her "Hick @ss law degree and shove it up her @ss." He continued that he "was an attorney and knew the law", and that "she should go back to law school to receive a refresher course.", and then promptly hung up the phone.
After I talk to this "Agent Bennet" first thing Monday morning, I will file criminal harassment charges against Rosenthal, Stein And Associates, LLC. as well as a civil harassment lawsuit alongside the FDCPA civil suit in my local Circuit Court.
If you are in the State of Arkansas and are being harassed by Collection Agencies over a payday loan, the Supreme Court of the State of Arkansas nullified and voided all such contracts, including those made over the Internet and issued a blanket 'forgiveness' that states that the loans can not be collected as they violated Arkansas's Usury Laws. The Attorney General has also stated that payday loan debts can not be collected from residents of the State of Arkansas and has launched lawsuits against several Collection Agencies for trying to collect the debts, as well as not having a license to practice the business of a Collection Agency in the State of Arkansas. According to records from the Secretary of State and the Attorney General, Rosenthal, Stein and Associates, LLC. are not authorized to engage in any business practices within the State of Arkansas.
Arkansas is a one-party state with regards to recording telephone calls, which means that as long as you know that you are recording the calls of the "Agents"'s harassments and flagrant violations of the FDCPA and Arkansas Laws this telephonic evidence can be used in courts if you decide that you wish to sue Rosenthal, Stein And Associates, LLC. in Circuit Court.
If you wish to sue Rosenthal, Stein And Associates, LLC., here is the information from the Georgia Secretary of State's Office regarding Rosenthal, Stein And Associates, LLC.:
Business Name: ROSENTHAL, STEIN AND ASSOCIATES, LLC.
Business Type: Limited Liability Company - Domestic - Current
Control No.: 10031614
Status: Active/Owes Current Year AR
Entity Creation Date: 4/29/2010
Jurisdiction: GA
Principle Office Address:
1800 Roswell Road
Ste 2040
Marietta, GA 30062
Last Annual Registration Filed Date: 12/29/2011
Last Annual Registration Filed: 2011
Registered Agent
Name: Cohen Attorney at Law, Michael J
Office Address: 267 W. Wieuca Road NE
Suite 201
Atlanta, GA 30342
Agent County: Fulton