First, we got an invitation to a "Make Money & Preserve Wealth Conference" and the offer to receive some gifts for attending. The event was held in a good area and decent hotel. We got gifts and a bag lunch. The speaker hyped the $38k package benefits and asks for $1200 to attend the 3-day event. There were two speakers and six assistants to take payments for the workshop. A second offer is made for making money in the stock market for an additional $200 - $300 cost, held on three different days. The workshop is the same format spread out over the three days to convince you to purchase one of three packages between $20k to $38k. The workshop is held in a low-income area around the football stadium at a hotel of the same name. The claim is simple, trust them to be the experts to lead you to the promise land safely for $38k or less safe with the $25k or $20k packages. If you suggest that you may want to purchase the latter two packages, you are reminded that components taken out of those packages would only serve to make you less safe going forward. Those with good credit are directed to credit card offers that could be used to pay for the packages while those with money are pressed to pay in cash. Prices are discounted for the event and can be purchased later individually for double the discounted cost directly from the company. The premise is that without their help, you will spend lots of time trying to figure everything out and very likely failing and losing lots of money along the way. Does it work? Is it worth it? I am not in a position to risk finding out it doesn't, are you?