Dustin
Davenport,#2Consumer Comment
Wed, May 13, 2009
Your no better than they are. You can't prove your income because you lie about your income to the IRS or even better you probably don't even file taxes. Everybody else works hard everyday to have the government take half of their paycheck. You keep 100% of your income. So you have enough money to pay cash for a car or at least have good enough credit to purchase a car without proving income. Food for thought. Loser!!
Wow
Los Angeles,#3Consumer Suggestion
Sun, May 11, 2008
After reading the report it was mentions that after speaking with a representative they informed you that proof of income and proof of residence is needed to be provided. I am guesing they suggested prof of identity because i called the number. All these documents are required when purchasing a home or car. It seems to me if you knew you get paid cash, and had no proof, what was the point of you the cumsumer waiting your time and the companies time. You called for advice but you know your cituation better then they do. It seems to me that people need to be informed when they try to purchase things. If you want to purchase something, and need financing, the bank (or lenders as the financial worls like to call them) will not give you a loan unless they are sure you can pay it back. In todays day, losing jobs, identity theft, and people not understanding their credit, we need to be educated.
Mofo
St Petersburg,#4Consumer Comment
Thu, September 20, 2007
I applied for an auto loan on line and they sent me to this dealership. I was told by the person who approved me that my husband had qualified for a no money down loan and then they told me that we would only need to bring the necessary documents with us. So we went. And though are salesperson, James, was wonderful, the rest of the guys there are slimy. They will do anything to put you in a vehicle, even if that means financing you so that your purchase price is approximately 7000.00 over the sticker price. They claim that they have to include all the extra fees for the " special financing" customers and that they are included on all cars for everyone. They refused to tell me what the actual price was I was paying for the car, and wouldn't tell me the interest rate. Our "finance manager" was so bad at bluffing and lying, that I knew I was being scammed from the minute I sat down with him. The last straw was when one of the other managers (up to that minute we hadn't even spoken him) came into the ladies bathroom and stood in the doorway while I was tryng to change my son's diaper. Then he proceeded to try to talk business while I was clearly busy with my son. Bottom line, anyone who is that aggressive in their sales practices is clearly not someone you want to business with. They also tried to do the bait and switch and gave me a different finance offer than the one I originally was approved for. Come to find out, the woman who claimed she was the rep from the place I originally applied for was an employee of Suzuki of Lakeland. I refused their finance offer and left. Lo and behold they call me at home twice the next day and claim that they can finally give me the finance offer I originally wanted. I am glad I didn't get sucked in to that mess! It would have done extensive damage to your credit and you would have ended up paying far more than the car was worth. They will tell you anything to get you to come into their dealership, you are better off going to a bank and trying to get preapproved for a loan there and going to the dealership with check in hand if at all possible.