I receieved a call today from phone # 323-786-9848 a man with a heavy foreign accent who claim he was with a dispute resolution center in regards to a payday loan that I had taken in 2009. I was already on my computer when he called so I did a reverse search on his number,it said he was calling from California. I asked him where he was calling from, he said New York. I began asking him questions about this because I yes have taken payday loans in the past but have paid all of them on TIME and in FULL! In asking him these questions he became very unsure of himself and didn't know what to say and told me that I would have to call back in a 1/2 hour to speak with his superior,and then he hung up on me. This REALLY ticked me off at this point because I have been through this before!! People threating you with arrest,calling your Employer with these scammers!! I called the number back about 10 minutes later because many times you will get a connection and other times it will say this # has been disconnected.
Well I spoke with someone who identified himself as Stanley Marshall.(after I asked who I was speaking to) He too said that he was with the same place as the 1st guy did. And also said that there was a warrant for my arrest in the state of California for this unpaid payday loan. He too had an accent but not as heavy as the 1st guy,he would slip every now and then with the accent. He was MUCH more bold and more sure of himself than the 1st guy,this guy was a pro! He said the same company's name as the 1st guy. I asked him, if there is a warrant for my arrest for this then why are you calling me? Because as we all know,it CERTAINLY doesn't work that way,,,, and that is what I said to him. I asked him what personal information of mine did he have? He gave me first name, last name, address, place of employment, son's name first name was correct last name COULDN'T BE ANYMORE WRONG! He then said that the address could be wrong,because of how some people move,I never confirmed or denied this, and he had no information of my SS# (PHEW!! on that 1) But if this was true he should have had that!!! And really ANYONE could find out this information by doing a background check with just a persons name. I KNEW he was waiting for the GOLDEN question from me as to how I can take care of this! He said he would have to talk with the "Laywer" there and ask him. I waited for a few minutes he came back on and LO and BEHOLD I could pay this with them today,but couldn't guarantee that this payday company would except it as full payment. HAHAHA!!!!! Keeping the door open for these scum bags to come back for more!!
I then starting asking him a few more questions such as why this company has never called or sent me any information by mail. He claimed that they had already done this. NOT!!!!!! I asked for this information to be sent to me,he said it would be. (TICK TOCK TICK TOCK I'll be waiting!) I believe all my questioning and taking up so much of his time was down right peeing him off,that was o.k. with me that was my intention! My questions to him such as,,, where's my warrant,where is the process server that should have been banging on my door a long time ago to be serving me a summons to appear in court if this company is sueing me?? He was not happy with me to say the least,he was trying to so hard to scam me out of some $860.00!! And even telling me that "when" this goes to court it will cost me some $10,000. I was DONE with this BOZO!!! And told him I would file a complaint with my local police dept with his phone#. OHHHHH he was good!! He said that was fine. And why?????? Because there isn't crap anyone or any place is really doing about any of this garbage and he knows that!!! So he THEN tells me that our entire converation was being recorded. I said REALLY??! Because there was NOTHING of that said by him or the 1st BOZO I talked to. So I said to him "you work for a law firm and you don't even know what states you have to tell that to,to the person your calling"? I didn't even let him speak. Had ENOUGH of this jerk!!! I told him,your not to bright because in my state if you are recording this conversation,you are to state that before you go any further in the conversation. He immediately hung up!!
I also did a trace/background to find out who this phone # belonged to, it never came back with belonging to a Law firm or any company for that matter or person. I saw on the last date of complaint's by people being harassed with these calls was September 18th 2013,look like they have a new number folks! I will wait for the papers he said he would send me about this. But I ASSURE you I will NOT hang by my finger nails doing so.