- Report: #1092159
Complaint Review: US Bank Home Mortgage - Owensboro Kentucky
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US Bank Home Mortgage
4801 Frederica Street Owensboro, 42301 Kentucky, USA
Phone:
8003657772
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US Bank Home Mortgage Fraudulent Practices - Delays - Illegal Foreclosure Proceedings Owensboro Kentucky
My house was quit deeded to me in 2008 upon the death of my father. I successfully assumed the the mortgage after much delay and many hassels... I then applied for loan modification due to financial difficulties. US Home Bank Mortgage kept denying my modification, stating that I did not provide the requested documentation, which I did many, many times. After 1 year of this, they put my home in foreclosure. At that time, I tried to sell my house because I owed less than 1/4 of the value of my house. It was at that point, after I received an offer on my house, that I received a modification packet from US Bank. Many, many months later and after sending and resending the requested information, they finally approved me for modification in May 2013 (5 years). After I received the final loan modification package in the mail, stating "Congratulations you have completed the required process ..." I notarized and certified the packet and returned it to US Bank. They assured me that this was the final document and I had supplied everything required. That this was COMPLETE ! In June, they requested a death certificate and Executor of Estate documentation to prove that the property was mine ! This death certificate was sent a total of 7 times over 5 years. The quit deed was sent at least 6 times as well. Now, I just received notice that they are starting the foreclosure process again, even though I have been paying on this loan for 14 years !! When I call and try to resolve this, no one will talk to me and they tell me I am not an authorized third party on this account... seriously, who are they going to talk to? my deceased father? I now have contacted a lawyer and he informs me that this is fraud. I just want this resolved, but am now considering suing them... if you have had similar experiences or can give any advice, please contact me !! thanks....
1 Updates & Rebuttals
KellyTamale
East Haven,Connecticut,
Same thing happening here
#2Consumer Comment
Sat, October 26, 2013
I too would like to be contacted, but I don't know how we can exchange info on this site. I have started a huge ordeal over this, and I'm trying to make a big enough scene to get them to notice. So far their "social media" ambassador has contacted me to investigate. i gather that will work a lot faster if I keep posting against them they obviously do not wanna have people like me blasting them on the internet! If there's a way we can find contact, I figured if we can collect all the people on here in this situation we can really get their attention. I have seen many reports like this and I'm sick of playing nice.
