Rondal
Beaverton,#2Author of original report
Wed, April 19, 2006
I just got off the phone with the VA fiduciary department, after finding out about m21-1mr (the laws pertaining to the VA fiduciary department itself) The lady that answered the phone at the VA fiduciary department at the portland Regional office did not know what "m21-1mr" was. When I told her it was the laws directly pertaining to the VA fiduciary department- she seemed not to believe me. When I mentioned that my wife was incompitant according to the VA fiduciary department- she corrected me- it was not the VA fiduciary deparemtment that had found my wife incompitant- it was the VA medical center- the VA fiduciary department was only folowing up on the findings of the VA medical center. Remember- the VA mental health department of the VA medical center told me recently that they had nothing to do with the desision of the VA regional office. I then started stating part XI, chapter 2, section F of M21-iMR (Issues concerning insurance programs)- she did not want to hear, told me a field investigator was coming to my house soon, and politely hung up on me. It so happens that in the year 2004, me and my wife were assigned to Safety-Net of Oregon as our fiduciary for our VA income. At the time my wife had got CHAMPVA.- a dependent's VA medical insurance- that was retroactive. Me and my wife tried to deal with three different previous insurance companies- and with the VA fiduciary department then. The responce: That was not the job of my VA assigned fiduciary. But it was the job of my VA assigned fiduciary IF i understand what I am reading under m21-1mr, part X1, chapter 2, section F "issues concerning insurance programs" (and I believe I am understanding it correctly). Neither my wife nor I were able to get the retroactive pay through in a timely mannor- and part of this was due to information blockades put in place by the VA assigned fiduciary and the VA fiduciary department itself. This cost me and my wife somewhere between $2000-$5000 dollars in retroactive insurance payments from CHAMPVA.- a definate misuse of funds by not only my VA assigned fiduciary, but the VA fiduciary department itself (remember- it was the VA fiduciary department who said that it was not my VA assigned fiduciary's job to handle "issues concerning insuranc programs" - there are also other laws through m21-1mr that I believe may also apply in this case, since the VA fiduciary department it's self was involved in the misuse of VA funds in the year 2004 that cost us between 2000-5000 dollars. I called the DAV- as this was involving the VA fiduciary department- which is the VA regional office- the DAV's responce- NOT THEIR JOB. DAV suggestion: contact a private lawyer for a tort. I tried to explain to the DAV representitive that I could not hire a private lawyer- I don't have control of my VA finances, and funds won't be granted for this purpose- and I make too much money for a pro-bono lawyer- he just re-suggested that I hire a private lawyer for a TORT. Is this protecting the disabled Vet- or is it removing basic rights? These letters are being hidden in the background of repoffreport.com, as there are probably not many people here that are interested in the bad busness practices of the Veterans administration and badly written laws that set up situations where a veteran can be legally abused (abuse is abuse, legal or not). There are some well written laws as well- but they seem to not be activated by the VA hospital, and the VA hospital patient advocacy does not do their job under VHA handbook 1003.4, nor does the VA fiduciary department seem to be awair of their own handbook M21-1MR (which is poorly written, as it can cut off funds compleatly from the veteran and his/her dependents for 3-6 months) and there are definate blockades to improvement, or to even standing up for one's basic rights involved here- as well as cohersion- all LEGAL. since this only effects a small population of veterans- who by the very term "incompitant", dont have the ability to understand rules and regulations (nothing I have said here matters, I don't understand my rights)- who will listen?- then again, one has to pose the question- how many incompitant vets actually can't understand their rights (who is protecting them). certainly not the Veterans administration. Forget about judges- a judge can find a incompitant veteran fully compitant, and the VA does not have to listen (M21-1MR). definatly not any juditial process (one can be found incompitant throught the VA without juditial process, as I mentioned above) again- this is not only effecting me- it effects many veterans nationwide. I beg someone to take note.
Rondal
Beaverton,#3Author of original report
Wed, April 19, 2006
I am in the middle of a battle right now, because of my being found to be incompitant to handle my finances by the VA fiduciary department. After contacting DAV, and asking some questions- I have found that the DAV does not have athority over the VA hospital, their power ends at the VA regional office. When you go to see your mental health care professional at the VA- they will tell you that they are not there to help you get your compitancy back- they are there to track your medication and to give you psycho-therapy. This sounds correct, except for the fact that they made the suggestion to the VA fiduciary depatment in the first place. Of course, they did not make the determining desision, the VA field investgator did. The problem is that the VA fiduciary department does not have to listen to the findings of care sought outside the VA hospital, so dispite what your VA mental health care providers tell you,(which is partially true) it is actually they who have to find you compitant- and guess what- THAT WILL NEVER HAPPEN IF YOU DON'T EMPOWER YOURSELF! empowerment is not easy. Don't even go to the VA hospital's patient advocacy- they won't do their job (their job can be found, by the way, at http://www1.va.gov/vhapublications/ViewPublication.asp?pub_ID=1303 (this is also known as VHA handbook 1003.4) Pay attention to this: "(11) Understanding facility and VHA-wide directives, laws, and other governance's which apply to patient rights and responsiblitiies, and the appeals process afforded veteran patients as outlined in the Reference paragraph of this Handbook." (12) Ensuring mental health patients, or their surrogate decision makers, are aware of their right to seek represnetation from external advocacy groups established and authorized under Title 42, Chapter 114, Subchapter 1, Part A of United States Code (U.S.C.)" This is located on page 5 under (e)"facility or medical center patient advocate"- in the VHA handbook 1003.4, as listed in the website above. It is important to note what (12) sais there. It makes an indirect reference to "surrogate decision makers"- what is that? Good question- and the question that can start to set one free- but only with a battle (it is likely I will have to go to court (I know, "imposible, how can I go to court when I can't manage my finances- the answer is NAMI- but that is later- one first needs a witness advocate and another VHA handbook) Getting the idea this would be a difficult task for even a mentally/emotionally sound individual?- it is!- but no one is going to help you- you must be willing to study yourself- emotional problem or not- no one will give you the answers except you (regretably)- but I, as a fellow "incompitant" will point you in the right direction. Next website- next VHA handbook ( http://www.hiv.va.gov/pdf/va01-pr/prtop-04/concent_treatment.pdf ) Don't ask me why this handout is hidden under the guize of "HIV"- it has almost nothing to do with HIV- and almost everything to do with what a "surrogate decision maker" is- and much much more- if you are a incompitant vet- this VHA handout is a MUST HAVE- GO TO http://www.hiv.va.gov/pdf/va01-pr/prtop-04/consent_treatment.pdf and PRINT OUT PATIENT HANDBOOK 1004.1 IMMEDIATLEY IF NOT SOONER! good news!- it is written in the DEMANDIVE, not the PASSIVE (like Code of federal regulation chapter 38, title 13- also a must know for incompitant veterans) So, what does it say and do? It for one explains "surrogate decision maker"- YOU MUST HAVE ONE (I bet you don't- I don't- but will) it also demands that your "desision making capacity" must be assessed regularly by your mental health clinitian- to determine if it returns! Again, a MUST DO- and IT IS NOT BEING DONE! (pay close attention to page 4- under 7 (a-f). VHA handbook 1004.1 also allows you (or your surrogate desision maker) to be involved in your treatment plan- to include writing your own treatment plan. EMPOWERMENT INCARNATE- but you must fight for the VA to do WHAT THEY MUST DO (now that is sad) What makes this expecally sad is that to activate an ADVANCED DIRECTIVE under VHA handout 1004.2 (I don't have the website to 1004.2 currently- I will have to get back to you on this), a incompitant veteran must first go through VHA handowout 1004.1. What is so important about "advanced directive"?- news for you- it does not cover just your wishes if you are dying- it covers your wishes to all forms of treatment that may happen in the future. "If I go manic, and go on a spending spree- I want my father to step up to bat and take my credit cards, car keys, ect)- of course it has to be written differently- and even then- it can't be implimented untill one gets at least partial compitancy back- but mentioning it shows that you are interested in protecting yourself- and that goes a long way towards proving compitancy. I have much more- and am finding out more every day- but I will end here for today. I wish I could get hold of a list of many incompitant veterans and their families- this problem is rediculus, ongoing, and is not helping or protecting the best interests of the "incompitant veterans"- the laws are badly written, the rights one does have are hidden (HIV- when it is talking about compitancy and desision making processes- lol) Oh, and take a look at the M21-1MH (VA FIDUCIARY DEPARTMENT LAWS)- they are really scary- if you complain to the VA fiduciary deptartment- and the complaint is valid- guess what?- they have to investigate (good, right?- WRONG)- they can deny you your VA disability income for up to 6 months while they investigate- you will have to look this up yourself- but a good starting place is: http://www.warms.vba.va.gov/admin20/letters/vba05%5F34.doc The press really really needs to take note- this is good stuff- and this coming from one who was found "incompitant"- (you can be found incompitant by the VA without a juditial process- and a judge finding you compitant will not end the VA's findings- only a VA mental health care provider finding one incopitant will stand a chance of doing that- don't take my word for it- call the DAV, look at the laws. THIS IS NOT RIGHT- AND IT NEEDS PUBLICITY.
Melanie
Nampa,#4Consumer Comment
Sun, March 19, 2006
I to was found incompetent to manage my own financial affairs due to being bi-polar and sometimes going on spending sprees. Even when I went on sprees I never went into debt because them. I was assigned a fidicuary in Jul 2003. I am a single with a son who just started college in Aug 2005. Everything was fine until my son started college. I am now on a monthly allowance and have been informed I cannot use any of my money to help my son, because my money is for me only. Needless to say they have not managed my money properly several of my accounts went into collection before they paid them. I asked what if something happens to my son or father and I need to fly to Sacramento, CA on the weekend like when my mother was dying (then I had a credit card I wasn't suppose to use. I also used it to pay the first semester of my son's college) I was told I would have to either borrow money from someone else in my family or wait until Mon. when their office was open. I found this totally unacceptable. I also asked what would happen to the $26,000 they have in an account when I die and they told me it would go to my son. I found it very ironic that I can't help my son while he's in college, but when I die he'll get all money. I send my son money from my allowance and that often leaves me short. This month I had to get a cash advance just to have money for groceries and other expenses. They have to be crazy if they think I won't help my son and only child financially. I'm totally disabled and only have my SSI/VA disability to rely on. I am now going to try and fight for control of my finances again. I totally relate to what your going through. I'll fight the VA tooth and nail. I wish you the best in your endeavour. M. Campbell USN